1, the bank will soon find that the bank will call the credit record every time it reviews, and each applicant is in the credit record of the central bank, so the bank's work units are unstable. If many units are found to be very short apart, it will directly affect personal credit.

2. The bank will call the credit record every time it reviews, and the unit you apply for every time is in the credit record of the central bank.

In this way, the bank will soon find that the work unit is unstable. If many units are found to be very short apart, it will directly affect personal credit;

Personal credit is affected, so it will be difficult to withdraw money by credit card.

Extended data:

apply for

In most cases, citizens with full civil capacity (citizens aged 65-438+08 in Chinese mainland) who have a certain direct source of income can apply for a credit card from the issuing bank. Sometimes, legal persons can also act as applicants.

The object of applying for credit card can be divided into units and individuals. Applicants should be organs, enterprises and institutions, foreign-invested enterprises and individual industrial and commercial households with independent legal personality in China. When applying for a credit card, each unit can get a main card and multiple (5- 10) supplementary cards as needed.

Individuals applying for credit cards must have a fixed occupation and a stable source of income, and provide guarantees to banks. The forms of guarantee include personal guarantee, unit guarantee and personal fund guarantee.

Baidu encyclopedia-credit card