Everbright Bank will conduct a preliminary examination after receiving the information you submitted, that is, check whether your documents, work certificates, salary and income certificates and application forms are complete. If the certificate is not enough, inform the customer to fill it out. This is the audit stage. After the audit is completed, you begin to enter the credit card approval, that is, to approve whether your ID card information is true and your credit information is good. After all the approvals are passed, the card issuance will be approved or rejected.