There is no annual fee for the initial online credit card application. If you don't want to sign the card after the initial application, you can call the bank customer service to cancel the credit card.

bank credit card cancellation process:

1. Call the bank credit card service hotline, and the customer service staff will inform the customer of the credit card status;

2. after 45 days of applying for account cancellation, if the customer's credit card has no debt and balance, the bank customer service staff will close the credit card account;

3. If the credit card still has arrears, it can be cancelled only after repayment;

4. If the balance is still available, you can return it to the branch of the bank.

Recovery after cancellation of bank credit card:

1. The account that has not been cancelled can be recovered. If there is no account cancellation, the customer service staff can restore the card and check the information when opening the card as required.

2. if the card is cancelled and the account is cancelled, it cannot be restored. If the cardholder cancels the card and goes through the cancellation procedures, the credit card cannot be resumed.

Requirements for bank credit card application:

1. Mainland residents aged 18 -65;

2. Have a stable job and a monthly punch-in income;

3、? Fill in the credit card application form and sign it personally at the "applicant's signature".

Information of bank credit card application:

1. Copy of ID card, work certificate, income certificate, etc.

2. Provide bank deposit certificates, real estate certificates, degree certificates, etc.

3. In case of foreign household registration, overseas personnel applying for local jobs, and active military officers applying for credit cards in their own names, some card-issuing banks may require temporary accounts issued by local public security departments or certificates (including work certificates) issued by relevant departments.

bank credit card application process:?

1. Log on to the official website of bank credit card;

2. Enter the "Credit Card Online Application" page;

3. Select your favorite card and click it to view all the information of the card;

4. after clicking "new user application" or "cardholder application", fill in the basic information on the webpage: name and ID number; ?

5. click "customer verification" to continue to improve the information. after submission, select the card and you can wait for the bank to issue the card.