what is a China bank virtual card?
China Bank Debit Card Virtual Card refers to the virtual China Bank Debit Card without physical media that customers apply to open through the counter and online banking channels by using the opened physical China Bank Debit Card. By associating with the original entity China Bank Debit Card, China Bank Debit Card Virtual Card can automatically call the entity China Bank Debit Card Associated Account (main account only) to handle online banking payment, mobile banking payment, BOC Express payment and UnionPay card-free self-service consumption business, and can set the transaction limit and card validity period separately, which can provide convenience for China Bank Debit Card holders to pay safely through electronic channels.
the above contents are for your reference. please refer to the actual business regulations.
if you have any questions, please contact online customer service of Bank of China.
you are cordially invited to download and use China Bank Mobile Banking APP or BOC Cross-border GOAPP to handle related business.
how long will it take to get rid of the credit card virtual account on Alipay?
There is no regulation, and you can untie it at any time. The so-called virtual credit card is still different from the physical card. It exists virtually and cannot be overdrawn, and the cardholder only knows its virtuality. There is no requirement for account binding, and you can unbind it at any time.
what is AliPay virtual credit card
the details of AliPay virtual credit card are as follows.
virtual credit cards, also known as virtual VISA credit cards, VISA virtual credit cards, VISA virtual cards, VISA international credit cards, task cards, game activation cards, PayPal activation cards, EB activation cards and iOffer activation cards, are products launched for users who do not have international credit cards or are worried about the safety of credit card payment and need to shop abroad, activate various online accounts and recharge.
what is AliPay Taobao virtual credit card? How to apply for
There are more than 3, kinds of credit cards in various banks, and online virtual credit cards are emerging one after another, which is dazzling. Do you know that Alibaba also has Alipay virtual credit cards? What is the special function of this card? How should I apply? Are there any conditions? What's the difference between this virtual credit card and the actual bank credit card? Which one is more useful?
1. Introduction to Alipay Taobao Virtual Credit Card
Alipay Virtual Credit Card is a "credit payment" product of Alibaba. With this service, Alipay will grant credit according to the user's transaction data information, and its credit line can be used to realize pre-payment on shopping websites such as Taobao. Alipay will grant credit to users according to the user's transaction data, and the credit line can be used for shopping payment such as Taobao. Users need to repay before the repayment date, and the longest interest-free period can be 38 days. Every Alipay user can apply for CITIC's credit card in Alipay wallet. If this amount is approved, the lowest amount will be from 2 yuan, and the highest amount will be assessed according to some credit value generated by some data accumulated in his daily consumption. In other words, Alipay virtual credit card is equivalent to the credit card that can be overdrawn by major banks.
Second, how to apply for Taobao virtual credit card
Taobao credit card will be released online through Alipay wallet, and users will pay attention to CITIC Bank WeChat official account in Alipay wallet, and apply and review online through WeChat official account. After the approval, the user gets a "Taobao Heterogeneous Card" online, which is automatically opened and bound to Alipay Express Payment.
1. You can get the "Alipay Wallet" APK program directly from Baidu, and then install it into your mobile phone.
2. run the AliPay APK program and log in by using the mobile phone number.
3. in the AliPay wallet interface, click "+more public services".
4. Then add "CITIC Bank" WeChat official account, and apply and review online in WeChat official account. After approval, you will have a virtual Alipay credit card.
how to apply for a virtual card for AliPay City Card
Let's take a look at the specific application method of Alipay virtual credit card. The application of Alipay virtual credit card is realized by paying the wallet on the mobile phone. Therefore, we need to install Alipay wallet on the mobile phone first. You can get the "Alipay Wallet" APK program directly from Baidu, and then install it into your mobile phone. Run the Alipay program and use the mobile phone number to log in.
in the AliPay wallet interface, click "+more public services". Then add "Bank" WeChat official account, and apply and review online in WeChat official account. After approval, you will have a virtual Alipay credit card. (Note: Alipay Credit Card has been temporarily suspended by the People's Bank of China due to security problems at present, and it is believed that it can be officially launched after the security problems are solved).
Let's take a look at the provisions of "Alipay Credit Card" in terms of credit amount: every Alipay user can apply for CITIC's credit card in Alipay wallet. If this amount is approved, the minimum amount will be from 2 yuan, and the maximum amount will be some credit accumulated according to some data of his daily consumption.
AliPay virtual credit card is a "credit payment" product launched by Alibaba. With this service, Alipay will grant credit according to the user's transaction data information, and its credit limit can be used to realize pre-payment on shopping websites such as Taobao. In other words, Alipay virtual credit card is equivalent to overdraft credit cards launched by major banks. Let's take a look at the specific application method of Alipay virtual credit card.
what is a virtual credit card? How to apply for a virtual credit card?
what is a virtual credit card?
VIRTUALCREDITCARD, also known as Virtual Credit Card, is a service provided by some institutions with financial background, aiming at serving people who do not have their own credit cards but need them. Virtual credit cards generally only have Visa (credit card with the beginning of 4) and MasterCard (credit card with the beginning of 5). In 21, Bank of America and Citibank provided such security services widely.
There is also a "virtual credit card" model that appears on the third-party payment platform, which is called "credit payment", the most typical Alipay. They give credit to users according to their transaction data, and the credit line can be used for shopping and payment in Taobao, and the longest interest-free period can be 38 days.
how to apply for a virtual credit card?
The specific steps are as follows:
1. Authentication.
the cardholder calls the bank's 24-hour customer service hotline, and can apply for a virtual card after the identity verification is successful.
2. setting information.
confirm the physical card information of the virtual card you want to apply for, and set the effective and invalid dates, single transaction and accumulated transaction amount of the virtual card.
3. record.
the cardholder records the virtual card notified by the customer service staff. For the security of your account, the security verification code and the validity period of the card will be sent to the mobile phone number registered by the cardholder by SMS.
4. Online payment.
after receiving the short message from the bank, the cardholder can make online payment.
however, it is a non-overdraft credit card, so there is no risk of malicious overdraft because the credit card information is submitted to others. When applying for a virtual credit card, you need to pay attention to two points:
1. The account status of the virtual credit card should be consistent with that of the physical card. If the account status of the main card is abnormal and cannot be traded, the virtual card cannot be traded either.
2. After setting the card information, be sure to check your registered mobile phone number with the customer service staff to avoid not receiving the card information message sent by the bank.
that's enough for the introduction of AliPay virtual credit card.