Credit card consumption points exchange rules The standards of each bank are different, but generally speaking, most banks stipulate that you can get 1 points every time you spend 1 yuan. Foreign currency consumption is accounted for in RMB, converted into RMB at the current exchange rate, and less than one yuan is counted as one yuan. After accumulating the points, the landlord can exchange any goods that the landlord is interested in within the validity period of the points. You can go to official website, the landlord's card-opening bank, for details. The above is the information I have learned. I hope my answer can help the landlord!