2. It is not only safe and convenient to swipe your card when shopping, but also a bonus gift;
3. Special merchants who hold cards in banks can enjoy preferential treatment;
4. Accumulate personal credit, add a credit record to your credit file, and benefit for life;
5. Access to the whole country is barrier-free, and you can withdraw money or spend money by credit card on ATMs and POS machines with UnionPay logo; (Note: Credit cards are only suitable for credit card spending. It is best not to withdraw cash, which is expensive and uneconomical. )
6. Credit card spending, extracting existing points from some credit cards, various discounts and lottery activities throughout the year, so that you can always have surprises as long as you use the card. (Most credit card online payment has no points, but online payment is very convenient and fast);
7. Mail the statement free of charge every month, so that you can grasp every consumer expenditure transparently; (Now advocating environmental protection, you can cancel the paper statement and change it into an electronic statement. )
8. Unique supplementary card function, suitable for husband and wife to jointly manage money or master children's financial expenses;
9. The free choice of one card and two currencies is popular all over the world, and consumption abroad can repay in RMB;
10.400 telephone or 9-character 5-digit short number 24-hour service, loss reporting takes effect immediately, and there is no risk of losing the card;
1 1. Validity period: It is known that the validity period of domestic credit cards is generally three to five years.
12. Use the third-party platform (the domestic platform supporting credit card bill management is mainly Jujindou) to conduct business cooperation and provide preferential services for cardholders.