No bill will be issued before the bill date comes. After the user has finished spending, the issuing bank will regularly summarize and settle all the transactions and expenses in your credit card account in the current period, calculate the total amount owed and the minimum repayment amount in the current period, and send a statement for you. This date is your credit card bill.
Generally speaking, credit card issuers will send bill reminders to customers after the bill date.
For example, the Bank of Communications electronic bill reminder.
1. The name of the merchant described in the bill is for reference only. If it is inconsistent with the purchase order, please refer to it.
2. If the "current bill balance" is displayed as a negative number, it means that there is still money in the current credit card account and there is no need to repay. Generally, the account will be received within 2 working days, and the credit line will be restored after receipt. If there are multiple master cards, please return the repayment amount to the corresponding card number according to each bill. If there is excess deposit under the main card corresponding to the bill, the arrears of other cards will not be automatically returned.
3. If the repayment amount cannot be fully paid off before the due repayment date, you can choose to repay according to the minimum repayment amount shown in the statement. Repay the current bill with the minimum repayment amount, and do not enjoy the interest-free repayment period. The overdraft interest of all overdraft transactions (including the repaid part) except cash advance will be calculated at the agreed interest rate from the transaction bookkeeping date to the repayment bookkeeping date, and the compound interest will be calculated monthly.
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1, if cash is borrowed in advance, overdraft interest will be charged at the agreed interest rate for all cash borrowed in advance from the transaction bookkeeping date to the repayment bookkeeping date, with compound interest on a monthly basis.
2. If the automatic transfer repayment function has been signed, the arrears in the signed credit card will be automatically transferred from the designated repayment debit card on the day after the agreed repayment date. Please ensure that the debit card balance is sufficient the day after the repayment date (all day), and you can check the repayment result through online banking after 2 days of repayment.
3. If you choose to pay off the current bill arrears through other banks' transfer (such as other banks' counter transfer, Tenpay, quick money, etc.). ) and non-bank channels, the arrival time will generally be later than our repayment channel. In case of holidays, the repayment will generally be recorded after the holidays. In order to avoid affecting the normal use of the card, it is recommended to make repayment 3-5 working days before the due repayment date.