The Notice on Printing and Distributing the Measures for the Administration of Credit Card Business has corresponding provisions:

Article 18 The longest overdraft period of a credit card is 60 days. Credit card overdraft interest shall be charged at 0.5 ‰ of daily interest within 15 days from the date of signing the contract or the date of bank entry, and at 0. 10 ‰ of daily interest after 15 days.

If it exceeds 30 days or the overdraft amount exceeds the prescribed limit, it shall be calculated at the daily interest rate of 15/10000. The overdraft interest is not divided into sections, and the interest is calculated according to the highest interest rate grade or the highest overdraft amount.

Extended data:

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Relevant provisions of the notice on printing and distributing the Measures for the Administration of Credit Card Business:

Article 99 A bank shall implement centralized risk management of credit granting to corporate card customers, regularly count the credit line and advance line of corporate cards, and continuously monitor the loan line and its use of all corporate card signatories of the bank.

Regularly check the authenticity and applicability of transactions related to unit cards to prevent the behavior of obtaining working capital loans through false transactions. In the process of on-site inspection and risk assessment, the relevant inspection and assessment personnel shall abide by the relevant provisions on the safety management of credit card business of commercial banks.

Article 100 China Banking Regulatory Commission and its dispatched offices shall conduct off-site supervision and on-site inspection of credit card business according to law, monitor and evaluate the risks of credit card business, and guide and supervise self-regulatory organizations in credit card business-related industries.

Baidu Encyclopedia-Notice on Printing and Distributing the Measures for the Administration of Credit Card Business