The required application conditions are: 23-55 years old, with a real-name registration mobile phone number that has been used normally for more than 6 months, and a commonly used Taobao account number. The loan amount can be increased when submitting JD.COM authorization, credit card authentication, payroll authentication, provident fund authentication, social security authentication, policy authorization and PBOC credit authorization.
To use U wallet:
1. Download U wallet app to register and log in.
2. Identify ID cards and face recognition
3. Basic information, mobile phone real name, Taobao authentication
4. Wait for the amount to be approved.
However, the approval speed of U wallet is not very fast, and the system will complete the approval within 1-3 working days. If the approval is quick, it may arrive in 1-3 days, or about half a month if it is slow.
Since the launch of U wallet, the situation of the next paragraph is relatively stable, and there are many cases of the next paragraph recently. The maximum loan amount that can be applied for is 30,000 yuan, the service life is 6- 18 months, and the interest is slightly higher. Please refer to the interest displayed on the APP when borrowing money.
U wallet does not provide credit information, and the borrowing threshold is relatively low. However, if there is overdue, the platform will make dunning in various ways, which will affect personal life and the interest and handling fee will be higher. When choosing a loan platform, we should choose a formal lending institution and try our best to repay the loan on time.