Although I consulted the annual fee of the credit card when I applied. However, sometimes the staff may be unclear, make mistakes or simply ignore the annual fee. Therefore, when you get a credit card, you can choose to check the annual fee calculation of the credit card you applied for online. At the same time, you can also call the official customer service of the bank or the official customer service of the credit card and ask clearly. If the annual fee is acceptable to you, it's not too late to start again.

2. Is it necessary to cancel paper bills?

Now when you usually use a credit card, the credit card official will send you a paper bill on each billing day. If you feel troublesome, or your privacy will be revealed, or you will leave this place soon, you can tell the official when you activate your credit card. Of course, credit card officials also want users to provide e-mail addresses and send bills to designated e-mail addresses without mailing paper bills.

3. Choice of billing date.

In general, the bookkeeping date is the repayment date. When setting the billing date, it is recommended to set the billing date after the day you get paid, or after you have other income. This will prevent the credit card from overdrawing too much in a month, and you can also pay back the money.

Problems needing attention after credit card activation

After the 1. card is activated, you can swipe your card for consumption. You can choose the signature consumption method and sign directly by swiping your card.

2. The consumption method is password plus signature, and you must receive a password letter before you can use it.

3. There is no cash withdrawal function after the credit card is activated, because there is no password letter from the bank. After the credit card is activated, the password letter will be sent by registered mail, which will usually be received within 7 working days.