The trick for a white wolf to buy a house with empty gloves is:

1. Use credit cards "reasonably".

by reasonable, I don't mean you just use a few ordinary ones, with a total quota of * * * hundreds of thousands. But you should have enough confidence and patience to handle at least 2 credit cards. If you go to work normally, pay social security, and your salary is more than 5, yuan, the average amount approved by the four major banks should be 1, yuan.

2. Borrow money from relatives and friends, and both sides will work together. If you are sincere, you can get 1, yuan here.

Borrow it from many people. I believe an ordinary friend will lend you some if you tell him you want to buy a house. Of course, don't ask for 3 thousand or 5 thousand, even if others can take it out, they dare not lend you so much.

Precautions

When making the down payment, you can also withdraw the provident fund, which will not affect the loan.

At present, many companies will pay their employees the housing provident fund, find an institution that can borrow money, sign a house purchase contract, apply for withdrawal of the provident fund through house purchase procedures, and then return the money to the institution that advances the fund, so that the balance of the provident fund can be used for loans smoothly.