How to check credit card activation
You can check it through the following methods;
1. Through online banking, generally online banking can check all the card information of the cardholder , if it is an activated card, nothing will be written on the back, while for an inactivated card, there will be text on the back saying "Inactive".
2. Call the bank’s credit card center. You can call the bank’s credit card 24-hour customer service number and ask the staff to help you check.
3. Go to the counter to check whether it is activated.
How to check whether a Bank of China credit card has been activated
After your credit card is successfully activated, you will receive an activation SMS reminder. If you want to check the card status, we recommend that you check through Bank of China mobile banking, "Bank of China Credit Card" WeChat official account, Colorful Life APP, online banking, and customer service hotline.
The above content is for your reference, please refer to actual business regulations.
How to check whether your credit card has been activated?
If you check that your credit card has not been activated, you can log in to the website and try to activate your credit card.
1. Log in to the issuing bank’s credit card website selection page to open a card online;
2. Follow the network system prompts to enter personal information until you click Confirm to complete the card opening;
3. Set the credit card inquiry password and transaction password and successfully open the card.
Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards in which the cardholder has a certain credit limit and can consume within the credit limit and then repay; quasi-credit card It refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund as required. When the reserve account balance is insufficient to pay, the cardholder can overdraw within the prescribed credit limit. The so-called credit card generally refers to a credit card only.
A real credit card has the following characteristics: it is not encouraged to deposit cash in advance, consume first and repay later, enjoys an interest-free payment period, can repay in installments independently (with a minimum repayment amount), join VISA, MASTER Wait for international credit card organizations to make it universally applicable.
Applicants for credit cards can be divided into units and individuals. Applicants should be institutions, enterprises and business units, foreign-funded enterprises and individual industrial and commercial households with independent legal person status in my country. Each unit applying for a credit card can receive a main card and multiple (5-10) supplementary cards as needed.
Individuals applying for credit cards must have a fixed occupation and a stable source of income, and provide a guarantee to the bank. The forms of guarantee include personal guarantee, unit guarantee and personal capital guarantee.
The application method is generally by filling in a credit card application form. The content of the application form generally includes the name of the applicant, basic information, economic status or source of income, guarantor and his/her basic information, etc. And submit certain copies of documents and certificates to the card issuing bank.
After the customer fills in the application form truthfully, he or she must also submit relevant credit certificates while submitting the completed application form. The application form is accompanied by a credit card use contract. The applicant authorizes the card-issuing bank or relevant departments to investigate its relevant information, and submits a statement of the authenticity of the information, the card-issuing bank's privacy protection policy, etc., and must have the applicant's signature.
After receiving the application form and relevant materials from the applicant, the card-issuing bank must review the applicant's creditworthiness. The content of the review mainly includes whether the content of the application form is true. The creditworthiness of the applying unit must be evaluated, and the relevant circumstances of the guarantor must also be reviewed for individuals.
This is the introduction of how to check whether a credit card is activated.