Because you fail to pay off the debt as agreed, our bank will transfer it to the court for litigation. To avoid litigation, please pay off the total amount on your account immediately and notify our bank of credit card details.

It is recommended that you go to the bank to apply for an installment repayment. Assuming that you still do not pay, the bank will not sue you, but you will have a bad credit record, which will be recorded for the rest of your life. There are many aspects involved in the case. You just have a bad credit record now (it will be cleared after seven years depending on the situation) because you repaid the loan overdue...repay the money as soon as possible, even if you have borrowed the money and paid it back before taking it out. Okay...if it doesn't work, just pay back 10% of the total minimum repayment amount