Is the annual interest rate of credit card 18.25% legal?

the annual interest rate of this type of card is 18.25%.

according to the national regulations, the annual interest rate of the loan does not exceed 24%, which belongs to the normal interest rate range and is protected by law. Moreover, the central bank is responsible for publishing the benchmark interest rate of bank loans, and commercial banks can decide their own floating interest rates according to the situation of the money market to realize market-oriented operation. Therefore, the annual interest rate of 18.25% for credit cards is legal.

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