Yes, most financial institutions currently support the payment of down payment by credit card. Except for a few banks that have set a limit for credit cards, most banks can now adjust the credit limit by sending a text message. The maximum can be up to 150,000, but the interest rate is also very high, so be careful.

Those who buy a house with a credit card must pay attention to the following matters:

① Be careful when using a temporary limit. Some people are used to increasing the temporary limit before using a credit card to buy a house. Do not use the temporary credit limit blindly, because the temporary credit limit cannot be extended on a recurring basis, nor can it be paid in installments. When it expires, it needs to be paid off in one go. Therefore, it is recommended not to apply for a temporary credit limit if you cannot repay it in full when it expires.

② Repayments must be made in a timely manner. The amount used to buy a house with a credit card is usually relatively large. You must repay on time, otherwise you will have to bear high interest rates and your personal credit record will be affected. Something else to note is The amount used to purchase a house using a credit card cannot be divided into installments.

③ There are no points for paying the down payment of a house with a credit card. Credit card points cannot be accumulated for such transactions. In addition, purchasing a house with a credit card will also have a certain impact on subsequent increases. Large-value transactions, especially credit card payments, are considered risky transactions by banks, and it will be difficult to succeed in applying for a limit increase in the future.