Credit cards are used more and more now. It is not surprising to have several credit cards in hand. However, the credit cards held by many people are ordinary cards or some very ordinary cards. For those in the credit card industry, For those credit cards with high levels and wide benefits, these ordinary cards can only be regarded as entry-level cards. So which cards among the credit cards can be regarded as magic cards?

China Merchants Bank Classic White: This card Many people have heard that it is a platinum card, a UnionPay + visa version, and can be used at home and abroad. What makes this card different from other platinum cards is that the annual fee can be deducted with permanent points. And the card’s benefits and discounts are also very high. Points are permanently valid, and the next batch amount usually starts at 50,000.

Pudong Development American Express Platinum Card: Normally, the credit limit of this card is more than 50,000, but there are also thousands of cards. The limit is mainly based on the applicant's personal qualifications. This card has more discounts for cardholders who have been abroad for a long time, and can enjoy 50% cash back, as well as other benefits such as gifts.

Guangfa Zhenshangbai: Zhenshangbai belongs to Guangfa Bank’s platinum card level, with a normal limit of more than 50,000. The specific limit is determined based on the applicant’s personal information. This credit card, also known as High-Speed ??Rail White, allows cardholders to enjoy high-speed rail VIP lounge treatment in many cities across the country, with no reservation required and unlimited times, among other benefits.

ICBC Black Cabbage: Also known as ICBC MasterCard Platinum Card, the card is black and the pattern is peony and cabbage very similar, so it is called ICBC Black Cabbage. Among the four major banks, ICBC is the richest, with a maximum loan limit of 1 million. Under normal circumstances, the limit of this card is 50,000. This card is rated six stars or above and enjoys the bank's priority in handling business.