1. Puka
It is a standard RMB credit card of UnionPay, which has rich functions such as overdraft consumption, overdraft cash withdrawal, installment payment, points earning, etc. Provide 24-hour customer service hotline, free bill delivery, self-deduction repayment association and other services. In addition, there are powerful functions such as exempting transaction fees for repayment in different places, free SMS reminders for large transactions, and interest-free period concessions for consumption.
Its biggest feature is that it is free of annual fees for life. After applying for opening the Postal Savings Bank credit card, customers will not have to worry about complicated annual fee reduction and exemption rules. Moreover, there are many ways to repay the credit card: the cardholder can repay through various outlets of the Postal Savings Bank, automatic transfer, self-service deposit machine, ATM machine transfer and other ways.
2. All-currency credit card
All-currency credit card is the first UnionPay MasterCard dual-standard credit card issued by Postal Savings Bank, which can not only meet the dual needs of customers for UnionPay and MasterCard network cards, but also better solve the limitations of the acceptance environment of UnionPay standard cards abroad, greatly improving the card experience of credit card customers.
it supports the automatic purchase of foreign exchange in RMB, and every global transaction will be automatically converted into RMB, so it is only necessary to easily return the RMB arrears, thus saving customers the trouble of foreign exchange. Customers can use it in UnionPay network, MasterCard network and Postal Savings Bank network (including online banking merchants, third-party payment merchants, credit card malls and POS machines).
customers who hold this card will enjoy the dual global preferential merchant privileges of UnionPay and MasterCard. Consumption abroad RMB automatically purchases foreign exchange for repayment, and banks do not charge currency conversion fees. In addition, cardholders also enjoy MasterCard's global preferential merchant privileges, support overseas websites for shopping, and some websites are cashed back 5%. It is worth mentioning that all-currency card payment is very intimate, and the card supports Alipay wallet and WeChat wallet payment, which is convenient and fast.