Bank of China Euro Card Master Standard Card has an annual fee. However, the Bank of China credit card has a special promotion: if you make 6 purchases with the credit card within the year (actually 5 times for Bank of China), you can waive the annual fee.
The Euro Card was launched by the Guangdong Branch of Bank of China. It is the first Euro bank card issued by banks in the province and the first time a Euro international card is issued by a financial institution in Asia. It is a market segment product of Bank of China Great Wall International Card.
The Euro Card can enable consumption in the original currency and avoid various exchange losses. That is to say, domestic residents traveling to and from Eurozone countries or traveling to the Eurozone can avoid foreign exchange losses caused by past transactions with US dollar cards or Hong Kong dollar cards by using Euro cards to make purchases, denominated in Euros and settled in Euros. As for the money spent on overdraft consumption, cardholders can repay in euros or directly in RMB.
It is understood that if you use international cards in other currencies for transactions in the Eurozone, the international card organization will charge an additional exchange fee of 1, but you do not need to pay this fee when using Euro cards. In addition, if you use a U.S. dollar card to spend money in the Eurozone and purchase foreign exchange in RMB to repay the loan, you need to first convert the RMB into U.S. dollars and then into euros in the process, which is much better than directly converting the RMB into euros for repayment. Spend some extra money on exchange differences.
The Bank of China Great Wall Euro Card is divided into gold card and ordinary card. The maximum credit limit is 44,400 euros. The minimum credit limit of gold card and ordinary card is 4,500 and 500 euros respectively. Supplementary cards can enjoy independent credit limits. . The Euro Card issued this time is used in 12 European countries and can be used for consumption, cash withdrawal at the counter/ATM, repayment at the counter/automatic transfer, interest-free installment payment, consumption points, domestic password change, etc. It has global currency, consumption points, Emergency support, interest-free repayment period and many other functions for consumption. At the same time, cardholders can also enjoy Chinese services at Bank of China’s overseas institutions around the world.