1. You can get a credit card from China Merchants Bank and a credit card from CITIC. The credit cards of these two banks are the highest in China.

2. After the approval of China Merchants Bank and CITIC Card, if the statement date of CITIC Bank is the 20th of each month, the statement date of China Merchants Bank can be changed to the 5th of each month, so that the repayment can be staggered.

3. The credit cards of the other two banks can do the installment business beyond the quota.