Credit card validity period
Generally speaking, the validity period of a credit card refers to the use period of the credit card. Once the expiration date has passed, this old card can no longer be used.
Usually, the validity period of a credit card will be marked on the card face. The month is after the previous year, such as 12/20, and the validity period is 2020 12/20.
If the validity period is worn out, you need to call the customer service phone of the issuing bank to inquire.
What should I do after the credit card expires?
First of all, when the credit card is about to expire, you can call the credit card center to explain that the credit card needs to be replaced when it expires, and there is no extra charge for changing the card.
Secondly, if the cardholder doesn't care about the validity period of the credit card, and the credit card is about to expire, the credit card center will take the initiative to issue a new card to the cardholder's billing address.
1 & gt； The cardholder does not need to change the registered address, just check and activate the new card.
2> If the registered address changes, the cardholder needs to inform the credit card center in advance, otherwise the new card will not be received.
Another way is that the credit card owned by the cardholder has been registered and used in online banking, and the cardholder can change the new card in online banking.
If the cardholder doesn't want to use the credit card that is about to expire, and there is no arrears or overpayment, just ask for the cancellation of the card directly.
note:
The validity period of a credit card contains important information about the cardholder's payment process. Some fraudsters can use their names, card numbers, expiration dates and CVV codes to steal credit cards, so cardholders need to protect their credit cards.