1. If there is no repayment within the final repayment date: overdue, a late fee of 5% of the bill amount will be charged, and the minimum 20 yuan+five ten thousandths of daily interest+overdue days;

2. If the minimum repayment amount is paid, but it is less than 65,438+00% of the arrears: if it is overdue, it will be fined according to 5% of the unpaid amount, and the minimum 20 yuan+five ten thousandths of daily interest+overdue days;

3. The repayment amount exceeds 65,438+00%, but it has not been fully paid off: it is not overdue, but the interest is increasing every day, and the unpaid amount is increasing at the interest rate of five ten thousandths every day until the arrears are fully paid off.