China Merchants Bank has bought a new installment product -e installment, with an independent installment account, and the installment amount does not occupy the credit line. To this end, a card friend came to consult and said that he had obtained the e-installment quota, and he wanted to know if he wanted to use it. What I want to say here is that no matter which installment service you choose, I suggest starting from your actual needs, and then let's learn about this e-installment of China Merchants Bank. what is China merchants bank e-installment e-installment is an exclusive installment repayment service provided by China merchants bank credit card center for eligible cardholders to repay their credit card consumption in installments and restore the available amount. The first application will establish an independent e-installment account for the cardholder to record the cardholder's e-installment account. According to the application scenario, e-installment can be divided into three types: e-installment (bill), e-installment (transaction) and e-installment, all of which can be used to repay credit card bills or transaction amount in installments.

how to use e-installment of China Merchants Bank? Cardholders who have obtained the qualification of e-installment can see "Use e-installment" on the homepage of RMB issued bill installment, and choose to apply for e-installment, so that the current bill amount can be divided into 2/3/6/1/12/18/24/36 installments for repayment. E-installment will not occupy the credit card limit, and the credit card limit can be restored as soon as 12 hours after the installment is successful. After successful application, according to the opened e-installment account, you can log in to the Pocket Life App and China Merchants Bank App to select the e-installment account for auditing and repayment. As can be seen from the above introduction, e-installment of China Merchants Bank is an independent installment exclusive quota, and its account is independent, which does not occupy credit card quota. It is suitable for cardholders who want to repay by installment but are afraid of occupying credit limit. It should be noted that after handling e-installment, they must repay by e-installment account, which is different from the installment repayment of China Merchants Bank credit card.