2. In fact, the credit card loan to buy a house is a bundled business of the bank.

3. Handling a credit card basically does not harm the interests of customers. Even if it is done well, it can only be used after the customer activates it. Therefore, it is unreasonable to apply for a credit card for a mortgage.

4. The word "Mortgage" is a Cantonese transliteration of the English word "mortgage", which means that the bank loan is obtained with real estate and other physical assets or securities and contracts as collateral, and the principal and interest are repaid in installments according to the contract. After the loan is paid off, the bank will return the collateral. Mortgage means that the mortgagor takes the mortgage beneficiary of property right transfer as the repayment guarantee. After the mortgagor pays off the loan, the beneficiary immediately transfers the property rights involved to the mortgagor. In this process, the mortgagor enjoys the right to use the property.