to enter the introduction of qq co-branded credit card of China Merchants Bank.
If you want to use the cash withdrawal function, please log on to the credit card website or dial 8825555 for free on the fixed line, and dial 482555 service hotline on the mobile phone, set the transaction password and activate the cash withdrawal function.
Credit card cash advance will be charged with handling fee and interest (including ATM, counter, online banking and telephone cash advance of the Bank or other banks): handling fee: RMB in China is calculated at 1% for each transaction, with a minimum charge of RMB 1/transaction, and overseas (including Hong Kong, Macao and Taiwan) is calculated at 3% for each transaction, with a minimum charge of RMB 3/transaction or $3/ transaction (AE Platinum). Interest: advance cash does not enjoy interest-free repayment, and interest is charged at the daily interest rate of .5 ‰ from the trading day to the settlement date, with compound interest on a monthly basis.
1. The loss reporting fee is RMB 6 yuan/card. Once the credit card is reported lost, it will take effect immediately and be irrevocable (VISA MINI size cards can report the loss separately or at the same time, and the fee is 6 yuan/time). 2. After the loss is reported, the new card number and the three digits on the back of the card will change, but the account information remains the same, and the card type is the same as the original card, so repayment can be accepted. 3. If the loss is reported within half a year after the card expires, the validity of the new card reissued after the loss is reported will be automatically extended for 3 years.
The annual fee of China Merchants Bank's credit card is ￥1 yuan/year for ordinary card and ￥3 yuan/year for gold card. The annual fee is charged once a year. If two cards or supplementary cards are applied at the same time, the annual fee for the second card or supplementary card is 1/2 of the first card. The annual fee is calculated from the issuance date of your card (the validity period under the credit card number, and the previous date is the issuance date), which is not a natural year. If you successfully apply for China Merchants Bank credit card (except unlimited card/platinum card/business card /ANA co-branded card /VISA MINI card /MSN MINI card /VOGUE titanium card /HELLOKITTY fan gold card /MISS KITTY perfume credit card), the annual fee for the first year will be reduced in advance by China Merchants Bank credit card or partners, and you will spend six times (amount, non-natural year) on a single card within one full year of your card validity (from the card issuance date). And this offer will be valid for a long time before the change notice of the new annual fee preferential policy. ?
the annual fee is calculated from the card issuance date (the date is displayed below the credit card number, the previous date is the issuance date, and the latter is the expiration date; If only one date is displayed, it is the expiration period). For example, the card says 7/1-7/13, which means the credit card was issued in July 21. The first year is from August 1, 21 to July 31, 211, and the annual fee collection is shown on the bill in August each year.
Whether your consumption accumulates points or not, please refer to our points rules: swipe China Merchants Bank Credit Card (except AE American Express Card/Corporate Debt Corporate Card/Aviation Co-branded Card/Zhengda Card/Car Card/FAW Toyota Co-branded Card/Gloria Hotel Co-branded Card/Warcraft Card/Jiuyou Card /ThinkPad Card /QQVIP Co-branded Card/I Love City Gold Card Series/Happy). However, some types of consumption are excluded, such as buying a house, buying a car, wholesale, charity, non-profit services, government payment transactions, public schools, public hospitals, finance and other businesses that explicitly do not accumulate points on credit card websites.
Generally, each company has its own independent credit card products, and each company has its own management rules for credit cards.
If you have any questions about other credit cards of China Merchants Bank, please search for "4825555" among QQ corporate friends and add "China Merchants Bank Credit Card Center" as a friend; Or search for the number "cmb4825555" on WeChat and pay attention to "China Merchants Bank Credit Card Center" for consultation. Thank you for your attention and support to China Merchants Bank!