(1) overdraft cash withdrawal and cash transfer (except overpayment transfer) do not enjoy interest-free repayment, and interest will be charged from the date of entry, and compound interest will be calculated monthly.
The benchmark interest rate of CCB is 0.5 ‰ per day. The upper and lower limits are set in strict accordance with the relevant regulations of the People's Bank of China, and will be adjusted in time according to regulatory requirements.
(2) If the repayment amount is not fully repaid, CCB will charge interest in full if the difference between the repayment amount and the total repayment amount exceeds 65,438+00 yuan (US$ 2 or Euro2).
(3) Purchase of foreign exchange by using the available quota is regarded as RMB overdraft cash withdrawal, and interest is also charged. The interest rate is subject to the actual prompt of the bank. ?
Extended data:
Guangdong Longxing Hayes Credit Card Standard Card Equity Statement.
(1) Convenient transportation.
Longxing Haiska Platinum Card has realized the integration of credit card and Yangchengtong Card, and customers can automatically recharge Yangchengtong account through credit card account, which can be used in public transportation, subway, parking lot and other channels.
(2) Exclusive service courtesy
Customers can download "Longxing Haiska APP" and bind it to Longxing Haiska, so as to conveniently obtain tourist preferential information such as scenic spots and hotels, traffic travel information such as expressways and service areas, and enjoy more than 1000 merchant preferential services such as "food, clothing, housing, entertainment", bank service reservation, exclusive manager service, people's livelihood payment, air ticket reservation and other high-quality services.
China Construction Bank-How is the interest on credit cards generated?
China Construction Bank Guangdong Longxing Hayes Credit Card Standard Card