Many people apply for credit cards every day, which is convenient for people's daily life. So is the credit card review of Harbin Bank strict? Do you pay attention to it at ordinary times? Here is a detailed introduction for everyone, so that you can pay more attention when applying for Harbin Bank credit card.

when applying for a credit card from Harbin bank, users can easily get the card as long as they meet the conditions stipulated by the bank. Usually at the time of application, you need to be over 18 years old and have full capacity for civil conduct; With a stable income and the willingness to repay the arrears on time, it is important that the applicant has good credit information and can apply for a Harbin Bank credit card if the above conditions are met.

Harbin bank credit card can be applied at the counter or online banking. It is worth noting that online application can get the card quickly, but different users get different credit lines when applying. Users can only use the newly applied credit card after activation, and they can choose different channels when activating, such as SMS and customer service.

Harbin bank can choose different types of credit cards when applying, such as marathon credit card, orange credit card, lilac credit card by installment, business card, etc. Among them, lilac credit card by installment can meet the needs of car purchase, decoration, home and other multi-scene installment, with the maximum installment amount of 2 million and the longest term of 1 years. Customers can apply by providing their ID card, financial proof and other information.

users must return their credit cards on time after daily application, and there should be no overdue situation, because there will be penalty interest after overdue, and the longer the time, the more penalty interest will be. In fact, when the credit card cannot be returned on time, you can use installment repayment or minimum repayment amount, which can effectively reduce the monthly repayment amount and avoid overdue.

Harbin Bank is the only joint-stock commercial bank with legal person status in Harbin, Heilongjiang Province. On March 31st, 214, Harbin Bank was successfully listed on the main board of the Hong Kong Stock Exchange (stock code: 6138.HK), which is the third city commercial bank in China to land in the Hong Kong capital market and the first listed commercial bank in the northeast of China.