Legal analysis: the standard of legal fees for defaulting on credit cards is determined according to the target amount.

Legal basis: Measures for Payment of Litigation Costs

Article 29 The litigation costs shall be borne by the losing party, except those voluntarily borne by the winning party.

if the case is partially won and partially lost, the people's court will decide the amount of litigation costs borne by the parties respectively according to the specific circumstances of the case.

*** If the litigant loses the case, the people's court shall decide the amount of litigation expenses to be borne by each litigant according to its interest in the litigation object.

article 3 if the people's court of second instance changes the judgment or ruling made by the people's court of first instance, it shall correspondingly change the decision of the people's court of first instance on the burden of litigation costs.

article 31 in a case where an agreement is reached through mediation by the people's court, the burden of litigation costs shall be determined by the people's court if both parties fail to reach an agreement through consultation.

article 32 for a retrial case for which the case acceptance fee should be paid in accordance with the provisions of items (1) and (2) of article 9 of these measures, the litigation fee shall be borne by the party applying for retrial. if both parties apply for retrial, the litigation fee shall be borne in accordance with the provisions of article 29 of these measures. The burden of litigation costs in the original trial shall be re-determined by the people's court according to the principle of litigation costs burden.