You can apply for a credit card as long as you meet the requirements of the bank, have a stable job and income, and have a good personal credit record. Education is an optional auxiliary material when applying for a credit card, but it is not necessary. The bank's approval of credit card applications is not only based on academic qualifications, but actually refers to many projects.

You can choose a credit card according to your own needs and preferences. The application materials required to apply for a credit card are:

1. Identity certificate: generally, it is an ID card (two copies are required), and soldiers need to provide a copy of their military ID card;

2. Work certificate: it can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or a copy of the work permit/license;

3. Proof of financial resources: it can be a payroll record issued by a bank, an income tax withholding certificate, or a market value certificate of a house, a car, a deposit or an investment (such as a copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove your economic level.

In addition, if the academic certificate is not dominant, there are other professional qualification certificates, which can also be used as reference materials for applying for credit cards.