This card provides consumption reductions through consumption rebates, card replacement, full credit card swiping, and card opening.

1. Consumption rebates: Platinum cards provided by some banks will provide certain rebate policies based on the cardholder’s consumption, and the rebate amount can be used to offset the annual fee.

2. Card replacement exemption: Some banks will provide cardholders with certain card replacement exemption policies, that is, replacing the original platinum card with a higher-level credit card, and a one-time exemption or reduction of the annual fee.

3. Full credit card swiping: As long as you make 12 or more card swipes within the annual fee cycle, the annual fee for the next year will be waived.

4. Card opening consumption: If a Guangfa Bank Platinum Card cardholder completes 3 purchases within 3 months of opening the card and the single amount exceeds 88 yuan, Guangfa Bank will The annual fee deducted will be refunded to the credit card account.