My bank of communications credit card owes 24,000 yuan, and the minimum repayment is 2,800 yuan. If the minimum repayment amount is not paid during this period, this will have such consequences.
It will be overdue in your personal credit record, which will accompany you for the rest of your life. It is recommended to repay in time, at least the minimum amount, so that it will not be overdue, but there will be a handling fee for not repaying in full.
This record will affect your future loan or credit card application.