The APP of Bank of China Credit Card is called Colorful Life.

Bank of China Mobile Banking APP and Colorful Life APP are mobile client products provided for Bank of China credit card customers. They currently provide account checking and repayment, limit management, bill installment, transaction installment, cash installment, cloud Quick Pass, Various convenient services such as points redemption, card application, progress inquiry, card activation, mobile phone recharge, and life payment.

The Bank of China Credit Card is an international standard credit card with one card and two currencies and is universally accepted. No prepayment is required, you can easily spend with the card at home and abroad within the limit and enjoy interest-free loans for up to 50 days. Bank of China's overseas branches are located in 20 countries and regions around the world.

To apply for a Bank of China credit card, no guarantor, deposit, or cash deposit is required. You only need to fill in the Bank of China credit card application form and attach copies of identity documents, permanent residence certificates, and financial certificate documents, that is, Can apply for Bank of China credit card.

No annual fee policy: Swipe the card 5 times for the Standard Gold Card to waive the annual fee for the following year.

Cash withdrawal handling fee: 1% of the transaction amount of our domestic bank, the minimum for ATM cash withdrawal is RMB 8, the minimum for cash withdrawal at the counter is 10 yuan, other banks are limited to ATM machines, 1% of the transaction amount, the minimum is RMB 12 . 1% of the overseas UnionPay transaction amount, with a minimum of RMB 15.

Maximum interest-free period: 50 days.

Multiple account management: enjoy unlimited quotas (the Bank of China series and the Great Wall series are independent) with independent billing days and independent repayments.

Online payment: supports JD.com, Taobao, Alipay, Bank of China Taobao credit card has been issued, enjoy Taobao VIP, supports Alipay cartoon business.

Instalment business: Supports interest-free installments (3, 6, and 12 installments) from specific merchants. Single arbitrary installments and bill installments are not supported.

Billing date: The monthly billing date is generated by the system and is fixed for each cardholder and cannot be changed.

Card categories: regular card (limit of 2,000-30,000 yuan), gold card (limit of 10,000-50,000 yuan), platinum card (limit of more than 50,000 yuan).

Currency: RMB, RMB/USD, RMB/JPY, GBP, European credit card points activity rules.