According to the official display, the minimum amount of the joint credit card of Meituan is 3,000 yuan, and the maximum is 50,000 yuan. The credit cards applied by Meituan are generally ordinary cards such as ordinary cards and gold cards, not high-end cards such as platinum cards, so the amount should not be very high. However, everyone's qualifications are different, and the amount of approval is different.

1. Meituan co-branded card is a joint credit card jointly launched by Meituan and several banks. As long as the bank cooperates with Meituan, it can issue Meituan credit card and apply directly through Meituan.

Second, as a credit card product, it is still recognized by banks. Therefore, Meituan Credit Card is not only owned by a certain bank, but a collective name for Meituan co-branded cards issued by several banks.

3. The banks that issue Meituan credit cards include: Shanghai Bank-Meituan Review Food Co-branded Credit Card, UnionPay Gold Card, and "Co-branded Card-Foreign Code Ordering" and "Co-branded Card-In-Store Dining", all of which are free of annual fees; Bank of Qingdao Meituan Credit Card, UnionPay RMB single currency card gold card, free of annual fee for life; Bank of Guangzhou Meituan co-branded credit card, UnionPay platinum card, free of annual fee.

To sum up, Meituan Credit Card is not a bank. In any case, the banks that cooperate with Meituan will launch the joint-name card Meituan joint-name credit card, which is a typical case of the truly sustainable development of the credit card industry at this stage. It also provides a reference for the Internet platform to better cooperate with financial institutions in today's increasingly strict industry supervision.

5. In the era of mobile Internet, the single mode of developing financial transactions has long been out of date, and the gradual disappearance of online traffic dividends has also made the mode of relying on Internet platform traffic and pursuing card size gradually decline. Refined operation can no longer be just empty talk, and the operational ability of Meituan to export large-scale customers can just make up for this gap.

6. The question of developing into a regional bank with the help of the Internet platform after the large-scale removal of Internet deposit products at the beginning of the year. On the one hand, it exports technical risk control capabilities from the bottom, and establishes closer cooperation with banks, but it does not involve specific risk control services. On the other hand, we try to innovate for each other and improve the customer base organization to promote low-frequency services. The case of Meituan undoubtedly brought dawn for regional banks to realize complementary resources and rapidly enhance their retail transformation capabilities through cross-border cooperation with the Internet platform.

7. From the perspective of personal credit reporting, the cooperation between Internet platform and financial institutions will accelerate the arrival of credit reporting society in China. As the foundation of all financial services, China has been lagging behind Europe and America in personal credit investigation. Faced with the problems of small data coverage, incomplete types and difficult query.