At least 18 years old is a mandatory requirement for handling credit cards, but without work certificate, it is easy to be rejected to apply for credit cards. Therefore, if there is no unit, it is best to have fixed assets such as real estate and automobiles or a stable source of income. You can also go to a bank with transactions, get a bank flow certificate, and apply to the bank. If the income source is relatively stable, the application success rate is still very high.

There will be many reference factors, such as work, income, stability, personal credit and so on. The most important application condition is that 18-60 years old or above, has a stable job and income, and the necessary application documents are "copy of identity certificate" and "work certificate". If you can provide other financial documents, it will be more helpful to understand your personal situation and judge the credit limit. The proof of financial resources can be a payroll record issued by the bank, or an income tax withholding certificate, or a copy of real estate license/car driving license/bank time deposit certificate and other materials that can prove your financial level. Other reference documents: personal account list of social insurance in the last 6 months, water, electricity and gas bills, credit card bills of other banks, etc.