Personally, my colleague suddenly asks you if you have used a credit card. Maybe he wants to apply for a credit card or recommends you to apply for a credit card, so I just ask if you have it. I want to know about it, so you can just answer yes normally. Look at the reaction of colleagues, and you will know what the other party is asking you for, and then make the corresponding decision.
The requirements for handling credit cards are as follows:
1. There are certain age requirements for handling credit cards: they must have full capacity for civil conduct, that is, they must be 18 years old or above.
2. Have legal and stable income and good credit.
3. Provide corresponding identification documents: a copy of ID card or military officer's card.
4. proof of work. the bank also needs to provide proof of income and financial resources. Financial proof can include a copy of real estate license, a copy of motor vehicle driving license, passbook, etc. Financial proof is to look at the individual's repayment ability, which makes it easier to handle.
5. Proof of residence, which can be a copy of the household registration book, proof materials issued by the street, or other proof materials.