The credit management major is very applicable at present. As an emerging major, it attracts more people. My good friend took this major. He often told me that credit is very important. Don’t let it happen. If you become a dishonest person yourself, let’s talk about this profession.

Personal Feelings

Nowadays, our country still attaches great importance to credit and character. If you break your trust, you will not be able to fly, high-speed rail, train, or have some jobs, and others will not want you. , majoring in credit management, not only can you work in a credit union after graduation, but you can also have a direction in economics. To put it simply, you will have the opportunity to become a bank credit card, borrowing loans, corporate brand value, risk assessment, etc. A qualified "gatekeeper" is a profession established to adapt to our society's move towards building a trustworthy society.

Professional introduction

Credit management mainly studies: basic knowledge and skills in management, economics, credit management, etc., and understanding of international practices in credit management and related laws, Rules, conduct personal or corporate credit investigation, credit rating, credit management, etc. For example: investigation and rating of corporate assets and credit when applying for corporate loans, and evaluation of personal repayment ability when applying for credit cards, etc.

Pictures of professional classes

This major seems like students only need to learn some knowledge about credit management, but in fact they not only need to prepare some financial management and credit management systems, but also learn Market research and analysis, asset evaluation, etc. The school also has a practical training base, and most of the learning content requires practice.

Major courses

Credit management major courses include: political economics, macroeconomics, microeconomics, accounting, money and banking, securities investment, insurance, Commercial banking business and operation, credit management, credit risk management, finance, international trade, etc.

Professional course schedule

My friend’s school’s courses are basically similar to those of the finance major, except for econometrics. It is said that the former seniors found it difficult and withdrew, ah Hahahahaha, if you want to learn, you can only take electives. There are many elective courses, and then, the classes are also relatively easy, so you need to study hard.

Employment prospects

This major requires students to have solid basic knowledge of economics and finance theory, professional knowledge and job operation skills and abilities, and be able to work in government departments, financial departments, Enterprise units are engaged in credit policy formulation, credit investigation, credit rating, corporate customer relationship management, risk control and other related business work, as well as credit management teaching and scientific research in colleges and universities.

Graduate salary and benefits

It is not very exciting to go to the financial or Internet industry after graduating from the credit management major. They usually do risk management and credit assessment, and the prospects are very good. , the employment opportunities are wide and the wages are not low.

Summary

Credit management sounds like management, but in the end I got a bachelor's degree in economics, affiliated with the School of Finance, although it is worse than financial accounting, like Online applications similar to those of the four major banks are no problem, not too bad. Those who have ideas about this major can consider applying.