If you owe more than 60,000 on your credit card, you will go to jail if you are sued. If the credit card is overdue for more than three months or if the bank has not repaid the debt more than twice, the bank will freeze the credit card and classify it as a prohibited customer. At the same time, it may also sue for credit card fraud and malicious overdraft. Requirements The court enforces it. If you refuse to repay after being sued and the amount owed exceeds RMB 10,000, the court will sentence you according to the crime of credit card fraud in accordance with relevant laws and regulations.

1. Confiscation of property in other particularly serious circumstances

(1) Using forged credit cards, or using credit cards fraudulently obtained with false identity certificates;

(2) Using an expired credit card;

(3) Pretending to use another person’s credit card;

(4) Malicious overdraft.

2. Determining the purpose of illegal possession

(1) Knowing that one has no ability to repay and making a large overdraft that cannot be returned

(2) Spending the overdraft wantonly The funds cannot be returned;

(3) Escape after overdraft, change contact information, and avoid bank collection;

(4) Escape, transfer funds, conceal property, and avoid repayment (5) Using overdraft funds to carry out illegal and criminal activities; (6) Other behaviors of illegally possessing funds and refusing to return them.

3. If you are sued for a credit card debt of more than 60,000 yuan, you will be jailed

1. If the credit card is overdue for more than three months or the bank has not paid more than two reminders, the bank will The credit card will be frozen and listed as a prohibited customer, and it is also possible to sue for credit card fraud and malicious overdrafts, requiring the court to enforce enforcement;

2. If you refuse to repay after suing and the amount owed exceeds 10,000, The court will impose a sentence based on the crime of credit card fraud.

Legal basis:

"Criminal Law of the People's Republic of China"

Article 196

There are the following In one of the circumstances, whoever commits credit card fraud and the amount is relatively large shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan; if the amount is huge or there are other serious circumstances, he shall be sentenced to not less than five years and not more than 10 years of imprisonment. to a fixed-term imprisonment of not more than 10 years and a fine of not less than 50,000 yuan but not more than 500,000 yuan; if the amount is particularly huge or there are other particularly serious circumstances, the sentence is to not less than 10 years in prison or life imprisonment and a fine of not less than 50,000 yuan but not more than 500,000 yuan. Fines or confiscation of property.