1. What kind of company is CITIC Tower?

Beijing CITIC Tower (CITIC Tower), also known as China Zun, is the headquarters building of China CITIC Group. It is located in the Z15 plot of the core area of ??the Central Business District (CBD), to the east of Jinhe East Road, and to the south of the planned The green space extends to Jinhe Road in the west and Guanghua Road in the north.

Beijing CITIC Tower covers an area of ??11,478 square meters, with a total height of 528 meters, 108 floors above ground and 7 floors underground. It can accommodate 12,000 people for offices. The total construction area is 437,000 square meters. The building shape is modeled after ancient rituals. It is designed as a "Zun" machine and has the world's first over 500-meter JumpLift elevator inside.

On June 8, 2014, Beijing CITIC Tower was rated as one of the "Top Ten Contemporary Buildings in China".

2. In 2014, CITIC Bank took the initiative and pioneered the use of the Internet...

Application conditions:

1. For the year Residents of mainland China who are over 18 years old;

2. Have a stable address and place of work or business;

3. Have a stable source of income;

4 , No bad credit record, the loan cannot be used for stock trading, gambling and other activities.

5. Other conditions required by the bank.

Processing process:

1. Submit an application to a local bank or lending institution;

2. Prepare various materials required for a loan;

3. Interview with a bank or lending institution;

4. The bank reviews the lender’s qualifications;

5. The review is approved and the loan is granted successfully.

3. In 2014, CITIC Bank took the initiative and pioneered in the industry () the use of network big data to improve the efficiency of small and micro loan disbursement

In 2014, CITIC Bank took the lead in pioneering () POS network uses network big data to improve the efficiency of small and micro loan disbursements

4. The development history of CITIC Bank

On February 28, 1987, the General Office of the State Council approved the establishment of CITIC Industrial Bank. On March 17, 1987, the People's Bank of China approved the establishment of CITIC Industrial Bank. On April 10, 1987, the People's Bank of China issued a financial business license to CITIC Corporation. Rong Yiren, honorary chairman of Industrial Bank, held a press conference and announced that the former banking department of CITIC Corporation was approved by the State Council and the People's Bank of China and was renamed "CITIC Industrial Bank" on April 21, 1987. The State Administration of Foreign Exchange approved the foreign exchange business scope of CITIC Industrial Bank. On April 22, 1987, the State Administration of Foreign Exchange issued the foreign exchange business license of CITIC Industrial Bank. On April 29, 1987, the State Administration for Industry and Commerce issued the foreign exchange business license of CITIC Industrial Bank. Industrial and commercial business license. On May 17, 1987, Xinhua News Agency announced the opening of CITIC Bank. On September 16, 1987, CITIC Bank held its first official opening reception at the International Building in Beijing. Issued 30 million yuan of RMB financial bonds. In April 1989, CITIC Bank became the first domestic company to simultaneously open the Reuters and Associated Press information systems to conduct international financial transactions. On October 30, 1991, CITIC Bank represented CITIC Corporation in Tokyo, Japan. A floating-rate Japanese yen bond was issued. In March 1992, CITIC Bank was the first to launch instant payment business in China. In May of the same year, CITIC Bank established the first foreign exchange ATM in China. Represented CITIC Corporation in signing the 1993 2nd phase treasury bills (non-physical) underwriting agreement with the Ministry of Finance, with an underwriting amount of RMB 150 million, and was among the first batch to obtain the first-level treasury bonds of the People's Republic of China recognized by the Ministry of Finance. Business qualification. On July 29, 1993, China CITIC Bank issued 250 million US dollars of Yankee bonds in New York on behalf of CITIC Corporation. This was the first public offering of bonds by a Chinese company in the US market since 1911.

On March 9, 1994, China CITIC Bank cooperated with American Express to launch the instant payment service, becoming the first bank in China to launch this business. As of 1994, CITIC Bank was the only financial institution in China that underwrote foreign bonds. At that time, it had participated in the underwriting of 23 foreign bonds, with an underwriting volume of US$386 million. In December 1994, China CITIC Bank issued commercial papers to Japanese financial institutions on behalf of CITIC Corporation and successfully raised loans of US$50 million and 5 billion yen. This was the first time that a Chinese enterprise issued commercial papers abroad with its own credibility. In November 1995, China CITIC Bank and Lehman Brothers of the United States jointly served as the principal officers in underwriting the US$200 million Xiaolong debt of Ford Motor Company, setting a precedent for Chinese financial institutions to participate in the underwriting of foreign corporate bonds and serve as principal officers. In January 1996, China CITIC Bank participated in the National Unified Interbank Lending Trading System as one of the first members. On the first trading day, it completed the first transaction of special significance with rapid and accurate operations. In June 1996, CITIC Bank successfully launched China's first all-teller system in Guangzhou, implemented face-to-face services, and took the lead in launching new commercial banking businesses such as private financial management, specifically providing a full range of financial services to large depositors. In March 1998, China CITIC Bank and the U.S. Embassy in China signed the "Memorandum of Understanding on CITIC Bank's Collection of U.S. Non-Visa Application Fees". According to the memorandum, CITIC Bank's branches in Beijing, Shanghai, Guangzhou, Chengdu and Shenyang act as agents for the United States. The embassy charges a visa application fee. The development of this business has had a positive social impact at home and abroad. The Bank is the only bank in China to carry out this kind of business. In June 1998, China CITIC Bank, as the only commercial bank invited by the State Guesthouse, participated in the reception of US President Clinton and his delegation. With its rigorous work style, standardized service standards, and warm and thoughtful 24-hour service, CITIC Bank has won the praise and banner of "full assistance and first-class service". In 1999, China CITIC Bank officially launched CITIC Debit Card, which enables nationwide, bank-wide and UnionPay transactions. One card has multiple accounts, one card has multiple functions, and one card has multiple uses. "Licaibao" is favored by the market for its advantages in compound intelligent financial management, and has been officially approved as a national registered trademark by the State Administration for Industry and Commerce, becoming the first registered trademark in the field of financial services. In 2000, China CITIC Bank launched the CITIC Credit Card, which is a multi-functional bank card that integrates credit, withdrawal, transfer and consumption. Spend first and repay later, giving cardholders real bank credit and achieving international standards. Standard integration. In July 2000, CITIC Bank, as the first domestic bank certified by the China Financial Certification Center, officially launched online banking services. On October 28, 2000, Changsha Xiangcai City Credit Cooperative was changed to CITIC Industrial Bank Changsha Branch. Comrade Hu Gang serves as Vice President and presides over overall work. In 2001, China CITIC Bank assisted CITIC Corporation in successfully issuing a 10-year bond totaling RMB 3.5 billion in the inter-bank bond market. This is the first time the Bank has underwritten the first bond as the lead underwriter. In July and September 2001, under the active initiative of China CITIC Bank, 10 domestic joint-stock commercial banks reached a diversified and all-round sincere cooperation and complementary advantages in terms of business, funds, information, management, talents, etc. * Knowing each other, *** jointly signed the "Changsha Declaration" and the "Suzhou Agreement." In July 2001, CITIC Bank ranked 318th among the world's largest banks in the ranking of the British "Banker" based on Capital One. In the "Financial Strength Rating" of the famous international consulting company Moody's, China CITIC Bank won the highest rating among domestic commercial banks. In January 2002, the Trademark Office of the State Administration for Industry and Commerce officially issued a trademark registration certificate to China CITIC Bank, confirming that CITIC Bank's "Wealth Management Treasure" is a registered trademark recognized by the State Administration for Industry and Commerce. The approved service scope includes credit card issuance, credit card services, Financial services, etc. In February 2002, CITIC Bank Hangzhou Branch was awarded the title of “National Advanced Unit for Financial Civilization Construction” by the Spiritual Civilization Construction Committee of the Central Financial Working Committee. In July 2002, the British "Banker" magazine ranked the world's 1,000 largest banks in order of tier one capital. CITIC Bank ranked 291st, entering the top 300 global banks for the first time.

On November 28, 2002, the signing ceremony for IBM's general contract with CITIC Holdings and CITIC Bank's unified information platform project was held in Beijing. This cooperation marks that the Bank has become the first bank in China to fully introduce international advanced core business systems and achieve complete data concentration with both software and hardware. At the same time, this project is also one of IBM's largest service projects in China. In July 2003, CITIC Bank's average capital profit margin ranked first among domestic banks in the latest global bank rankings of The Banker in the UK. On October 6, 2003, the "2003 CITIC Jiajiale - Paladin Journey of Happiness" event concluded successfully. On November 25, 2003, the foreign exchange collection and payment volume under the international business and trade of the Head Office Sales Department exceeded the 10 billion US dollar mark. On December 8, 2003, China CITIC Bank held a press conference on CITIC STAR Credit Card in Beijing. Chairman Wang Jun issued the first CITIC STAR Platinum Card to Mr. Wang Yan, President and CEO of Sina.com. On April 1, 2004, the China Banking Regulatory Commission approved the capital increase of CITIC Industrial Bank to 14 billion yuan. In December 2004, CITIC Group Corporation allocated RMB 2.5 billion in capital to CITIC Industrial Bank. On March 25, 2005, the China Banking Regulatory Commission approved the capital increase of CITIC Industrial Bank to 17.79 billion yuan. On November 25, 2005, CITIC Industrial Bank officially changed its name to CITIC Bank. At the end of 2005, CITIC Group Corporation allocated RMB 8.6 billion in capital to CITIC Bank. In July 2005, CITIC Bank ranked 200th among the world's 1,000 largest banks ranked by Tier 1 capital by the British magazine "The Banker" and entered the top 200 global banks. At the same time, CITIC Bank ranks seventh in the ranking of Chinese commercial banks. In January 2006, China's "The Banker" magazine announced the top ten financial figures in China in 2005 selected by the publication, and President Chen Xiaoxian of China CITIC Bank was selected. In March 2006, China's "The Banker" magazine ranked the core competitiveness of domestic commercial banks. CITIC Bank ranked fourth among the 13 national commercial banks that participated in the evaluation. In June 2006, the British "TheBanker", an authoritative magazine in the international financial community, released the "Top 100 Chinese Banks" list for the first time in Beijing. CITIC Bank ranked seventh in China's banking industry with its performance at the end of 2005. At the same time, it ranked seventh in terms of assets. It also ranked seventh in the ranking and the latest average capital profit rate ranking, and the latest actual profit growth rate ranked second among all banks on the list. In June 2006, CITIC Bank won the "2006 Asia Retail Financial Services Excellence Award" and "Strategy and Execution Excellence Award" sponsored by ASIANBANKER. In June 2006, at the FCI Annual Conference held in Antwerp, Belgium, CITIC Bank was selected as the Best Export Factoring Service Quality Improvement Award, becoming the first Chinese bank to receive an FCI award. In June 2006, CITIC Credit Card Customer Service Center won the award co-sponsored by China Information Association, Asian Customer Service Association, Guangdong Information Association, Southern Metropolis Daily, and Beijing News, and specifically hosted by China's Best Customer Service Selection Organizing Committee. "China's Best Customer Service Center Award" in the "2005-2006 China's Best Customer Service Selection". In June 2006, CITIC Bank's "All-in-One Overseas" financial product won the silver medal in the "2005-2006 China Outstanding Marketing Award" jointly organized by the Economic Observer and the Hong Kong Management Association. In July 2006, in the latest ranking of "The World's 1,000 Banks" in the British "TheBanker" magazine, CITIC Bank's tier-one capital ranking rose again by 12 places, from 200 in 2005 to 188th. At the same time, its total assets ranking also increased. Increased from 152nd to 134th. In August 2006, CITIC Bank was rated as the best foreign exchange transaction service bank in China by Asia Money ("AsiaMoney2006FXPOLL"), which is the most authoritative award in the field of foreign exchange transaction services. In September 2006, at the "First Shanghai Lujiazui Financial Culture Festival and the Third China International Financial Forum 2006 Annual Meeting", President Chen Xiaoxian won the "Top Ten Financial Emerging Figures in China in 2006" award. At the same time, China CITIC Bank also won the "2006 Top Ten Financial Emerging Figures" award. China's Top Ten Financial Growth Institutions" award.

In January 2007, with the approval of the Chinese government, China CITIC Bank was restructured into China CITIC Bank Co., Ltd. and was legally established on December 31, 2006. From the date of its establishment, the joint-stock company will completely inherit the assets, liabilities, institutions, businesses, etc. of China CITIC Bank, and will continue to engage in the business approved/approved in the original business scope and business license documents. CITIC Bank's existing business institutions, trade names, trademarks and consultation service telephone numbers will remain unchanged and will continue to be used by the joint-stock company, and all businesses will continue as usual. On April 27, 2007, CITIC Bank was listed simultaneously on the Shanghai and Hong Kong exchanges. It is another mainland bank listed on AH simultaneously at the same price after ICBC, and it is also the ninth bank stock in the A-share market. In September 2008, CITIC Credit Card Customer Service Center was awarded the title of the only “Global Best Call Center” in China in 2008. This marks that our bank’s credit card customer service center has ranked among the top call centers in the world. On November 12, 2008, the "2008 Hexun Bank Card Development and Marketing Forum and China Credit Card Evaluation Conference" hosted by Hexun.com was held in Beijing. CITIC Bank Credit Card won the "Best Card Issuing Bank Award" in this evaluation, and at the same time Won two individual awards, "Platinum Card Award" and "Gold Card Award", becoming the big winner of this evaluation. On January 12, 2009, China CITIC Bank won the title of "Top Ten Influential Brands of Financial Services for Small and Medium-Sized Enterprises in China". On January 30, 2009, President Chen Xiaoxian attended the signing ceremony for cooperation between China and Spain in the fields of finance, aviation, energy, telecommunications and other fields. On January 31, 2009, CITIC Bank won the "Brand with the Most Impact on Golf of the Year" award from Golf Weekly. In February 2009, President Chen Xiaoxian was elected as one of the "Top Ten Financial Figures in China" for the fourth consecutive time. In February 2009, China CITIC Bank won the title of “Excellent Trading Member” in the 2008 National Interbank Bond Market. In February 2009, China CITIC Bank entered the top 100 most valuable brands in the British "The Banker" magazine for the first time. On February 12, 2009, China CITIC Bank won the "China's Most Popular Real Estate Financial Credit Institution" award. On February 18, 2009, China CITIC Bank successfully launched a multi-bank fund management system. On February 28, 2009, China CITIC Bank won four honors including the "Best Corporate Social Responsibility Award" at the "2008 China Financial Marketing Awards" award ceremony. On March 3, 2009, China CITIC Bank Private Banking Shenzhen Branch opened grandly. On March 5, 2009, China CITIC Bank Credit Card Center won the "2008 Business Excellence Award" from the VISA International Card Organization. On March 12, 2009, China CITIC Bank and the Ministry of Railways signed a comprehensive strategic cooperation agreement. On March 15, 2009, China CITIC Bank won seven awards in the 2008 inter-bank foreign exchange market from the China Foreign Exchange Trading Center. On March 17, 2009, China CITIC Bank won four awards in the second China Financial Management Evaluation List. In April 2009, CITIC Air China Zhiyin Credit Card won the "Top Ten Financial Products Award". On April 9, 2009, CITIC Bank’s new generation cash management service platform was successfully launched. On April 15, 2009, China CITIC Bank ranked among the top in the 2008 regulatory ratings. On April 18, 2009, China CITIC Bank won the "Securities Times" Best Investment Bank Award. In May 2009, the data integrity of CITIC Bank's personal credit reporting system ranked first among banks in the same category in 2008. In May 2009, China CITIC Bank signed a share acquisition agreement with CITIC Group and a wholly-owned subsidiary of the group, agreeing to acquire 70.32 shares of CITIC International Financial Holdings Co., Ltd. for a cash consideration of HK$13.563 billion. On June 1, 2009, the computer room of CITIC Bank's Xi'an remote disaster recovery center was officially opened. On June 3, 2009, CITIC Bank personal online banking version 5.2 was officially launched. On June 25, 2009, China CITIC Bank launched the first domestic financial exclusive debit card "Return Card". On August 7, 2012, eight years after Chen Xiaoxian took charge of China CITIC Bank, China CITIC Bank will usher in its new leader. Zhu Xiaohuang, executive director and vice president of China Construction Bank, will serve as the new president. Zhu Xiaohuang’s appointment Will be announced soon. In 2013, it was awarded the top 500 Chinese brands in 2013 jointly released by the China Brand Value Research Institute, the Central National Situation Investigation Commission and Focus China.

On March 11, 2014, China CITIC Bank and Alipay launched 1 million online credit cards. In 2015, China's first cross-border RMB payment platform will be launched. In November 2015, China CITIC Bank cooperated with Baidu to jointly establish a direct selling bank, which was named "Baixin Bank Co., Ltd." The investors are CITIC Bank and Fujian Baidu Borui Network Technology Co., Ltd. The registered capital is tentatively set at 2 billion yuan, and it is planned that CITIC Bank will have absolute control. On November 18, 2015, Baidu and CITIC Group jointly announced a strategic cooperation at the State Guesthouse. Baidu and CITIC Bank, a subsidiary of CITIC Group, initiated the establishment of Baixin Bank. This is China's first direct bank launched by an in-depth cooperation between an Internet company and a traditional bank. It marks a milestone step for Baidu in financial services, a vertical service field with the largest capacity and greatest growth potential. The establishment of Baixin Bank is also of symbolic significance in the development of China's banking industry, creating a new model of "Internet finance". Starting from December 1, 2015, CITIC Bank customers will usher in the era of “free online banking transfers”. The bank announced that it will officially launch a free domestic transfer service through personal online banking from now on. All the bank's customers who handle domestic transfers through personal online banking, including long-distance and inter-bank transfers, will enjoy the "0" handling fee discount.