Credit card can solve the urgent need when money is scarce, so how to use it correctly? Here is the basic usage of China Merchants Bank's credit card.

0 1

After receiving the CMB credit card, you need to activate and set the transaction password before you can use it. The activation method can be activated by telephone voice of China Merchants Bank or manual customer service help.

02

Generally, China Merchants Bank Credit Card Gold Card and Puka Card are swiped 6 times a year without annual fee. Regardless of the amount, it is also counted as the number of consumption.

03

After using a credit card, be sure to remember the billing date and repayment date. Generally, the final repayment date is18th after the bill date, that is, the effective repayment time is within18th after the bill date.

04

Credit cards can be withdrawn, but there is a charge. The withdrawal amount of China Merchants Bank credit card is 50% of the credit limit, and different withdrawal amounts are charged differently. Take 100- 1000 yuan for each transaction, and take 1 100-2000 yuan for each 20 yuan, with a maximum of 2000 yuan per day, and the interest will be calculated at five ten thousandths of a day, and it will be paid off in full from the date of cash collection. So don't withdraw cash by credit card unless you have to.

How to use China Merchants Bank credit card is better?

1, the latest products arrive quickly!

The biggest advantage of credit card consumption is that credit cards can enjoy interest-free period. Interest-free period means that you don't have to pay any interest if you pay off all the consumption money before the final repayment date. The interest-free repayment period is 20 days to 50 days, depending on the specific time of your consumption.

3. If your consumption is before the current bill date, it will be included in the current bill; You can enjoy a longer interest-free period if you include it in the next bill after the bill date.