Loans from the Industrial and Commercial Bank of China require proof of personal income, what is the format?
Loans from the Industrial and Commercial Bank of China require proof of personal income, and the format is uniform among banks.
First, ICBC personal loans include many loan businesses, including personal housing loans, personal business loans, personal credit loans, personal car loans, easy loan business, etc.
The application conditions for ICBC personal loans: 1. The legal age is between 18-60 years old; 2. People with full capacity for civil conduct; 3. Have stable economic income and the ability to repay the loan; 4. People with a stable place of residence; 5. No bad credit records; 6. The risk level obtained by ICBC’s internal system rating is B level (including B level) or above; 7. Have a personal account with ICBC; 8. Other conditions specified by the bank. These are the most basic conditions. Only if you meet these conditions can you apply for the corresponding loan products. For example, if you want to apply for a personal credit loan (social security loan, provident fund loan, policy loan, etc.), then in addition to the above conditions, you must also provide the corresponding Materials (social security, provident fund, insurance policy certificate), in addition to meeting the following conditions: 1. Middle and senior managers and senior professional technicians who are high-quality customers of ICBC; 2. Personal assets of more than 2 million yuan (inclusive); 3. Be a Peony Platinum Card customer; 4. Hold an ICBC personal wealth management account for more than 1 year (inclusive) and the average annual deposit balance of the account is more than 200,000 yuan (inclusive); 5. Be an ICBC personal loan customer with a loan amount of 500,000 yuan (inclusive) and no default repayment record for more than 2 consecutive years (including customers whose loans have been settled).
2. ICBC personal loan process: 1. Acceptance: The customer's application is generally accepted and initially reviewed by the customer's account bank, and the bank will provide preliminary opinions on the accepted loan; 2. Preliminary review: review The lender's loan application, understanding the lender's recent performance, verifying the authenticity of the lender's information, etc.; 3. Evaluation: Evaluate the lender's assets, cash flow, liability list, credit status, fund use plan, repayment method, etc.; 4 . Review and approval: Verify the information provided by the lender to confirm the authenticity of the information and whether it meets the loan requirements of ICBC; 5. Loan grant: After passing the review, sign a loan contract with the lender, and then issue the loan to the lender! The above are the corresponding conditions and procedures for personal loans from ICBC. Bank loan procedures are generally cumbersome, and ICBC has a wide variety of loan businesses. Therefore, it is recommended that you find a suitable loan service platform, which can save time, worry and trouble.
Banking Qualification Certificate Textbook pdf 2015
Is there an electronic version of the Banking Qualification Certificate Textbook
Buy it on Taobao for 18 yuan, no problem After all, banks still have to learn financial knowledge. It would also be good if you go to your professional department, such as the computer room and technology channel department. In fact, many bank employees cannot pass the professional qualification certificate exam. There are many who fail to pass the exam after three years.
2. Does anyone have the electronic version of the 2015 Banking Qualification Examination textbook? Please send it to me. Thank you. Urgently need all 5 subjects
1. Detailed introduction to the bank recruitment examination syllabus and examination situation analysis.
2. Key current affairs and political materials for the bank recruitment examination.
3. A complete set of online high-definition answer teaching video courses and handouts for the exam.
4. A complete set of the latest bank examination papers from past years.
5. A complete set of bank exam interview video courses and interview guides.
6. Bank exam TOEIC English review handouts and simulation test questions (9 sets).
7. Comprehensive (banking-related knowledge) review handouts and simulation test questions.
8. Comprehensive (Economics and Finance) Review Handouts and Mock Test Questions (10 sets)
If you need to send your email, I will send it to everyone. I also just downloaded it from Hualuotuo.
Has there been any change in the content of the 2015 teaching materials for the Three Banks Qualification Examination
Hello, the teaching materials for the Vocational Qualification Examination for Banking Professionals in the first half of 2015:
"Bank "Personal Financial Management Practice"-Personal Financial Management Counseling Textbook has been revised and renamed as Banking Professionals Junior Professional Qualification Examination Counseling Textbook-Personal Finance 2015 Edition
The remaining textbooks will be published by Financial Press before revision. The 2013 edition of the textbook
1) The subject "Banking Laws, Regulations and Comprehensive Abilities" corresponds to the textbook for the China Banking Industry Practitioner Qualification Certification Examination - Public Security Fundamentals 2013 Edition
2) "Professional Practice in the Banking Industry" - Risk management corresponds to the qualification certification examination textbook for Chinese banking industry practitioners - Risk Management 2013 Edition
3) "Professional Practice in the Banking Industry" - Personal loans correspond to the qualification certification for Chinese banking industry practitioners Exam Textbook - Personal Loan 2013 Edition
4) "Banking Professional Practice" - Corporate Credit Corresponds to China Banking Practitioner Qualification Certification Examination Textbook - Corporate Credit 2013 Edition
This exam Candidates can purchase textbooks through Dangdang.com’s online book mall.
I hope it can help you and hope you will adopt it.
Four 2015 Banking Qualification Textbooks
The teaching materials for the Banking Qualification Examination are corporate basics, personal finance, risk management, corporate credit and personal loans. If you want to know more about banking business If you look at it, "Personal Finance" is mainly for teller and sales department positions. For account manager positions, you can look at "Risk Management." For positions that focus on corporate finance and personal finance, you can look at "Corporate Credit" and "Personal Loans."
Hope this helps.
Five e-book textbooks for bank practitioners
Hello, bankers. Three series of books including complete answers to test points, real test questions, and final test papers.
Have the 2015 personal finance teaching materials for the Sixth Banking Qualification Examination been revised?
Hello, Dangdang.com now has the 2015 version of personal finance for sale. You can directly search for "Banking Qualification Examination" The first one to be released is "Exam Textbook 2015".
I hope this helps and wish you a happy life.
Qiqiu pdf or other formats of the 2017 Banking Qualification Examination textbook, thank you
The software "Test Questions Pass" has bank question bank questions, you can see if there are any you need. of.
Textbooks used for the 2015 Banking Qualification Examination
Before the textbook is revised, the 2013 version of the textbook published by China Financial Press will be used
Note: 2014 The exam in the second half of the year will continue to use the 2013 version of the textbook published by China Financial Publishing House. Candidates can purchase the textbook for this exam through the online book mall of Dangdang.com.
1) The subject "Banking Laws, Regulations and Comprehensive Abilities" corresponds to the teaching materials for the Chinese Banking Industry Practitioner Qualification Certification Examination - Public Security Fundamentals 2013 Edition
2)
"Professional Practices in the Banking Industry"-Personal Financial Management Corresponds to the Chinese Banking Industry Practitioner Qualification Certification Examination Textbook-Personal Financial Management 2013 Edition
3)
"Professional Practices in the Banking Industry"- Risk management corresponds to the qualification certification examination textbook for Chinese banking industry practitioners - Risk Management 2013 Edition
4)
"Banking Professional Practice" - Personal loans correspond to the qualification certification for Chinese banking industry practitioners Examination Textbook - Personal Loan 2013 Edition
5)
"Banking Industry Professional Practice" - Corporate Credit Corresponds to China Banking Industry Practitioner Qualification Certification Examination Textbook - Corporate Credit 2013 Edition
Please adopt it if you are satisfied, thank you~
What are the teaching materials for the 2015 Banking Qualification Examination?
Before the textbook is revised, the 2013 version of the textbook published by China Financial Publishing House will be used.
Note: The 2015 exam will continue to use the 2013 version of the textbook published by China Financial Publishing House. Candidates can purchase the textbook for this exam through the online book mall of Dangdang.com.
1) The subject "Banking Laws, Regulations and Comprehensive Abilities" corresponds to the teaching materials for the Chinese Banking Industry Practitioner Qualification Certification Examination - Public Security Fundamentals 2013 Edition
2) "Banking Professional "Practice"-Personal finance corresponds to the teaching materials for the Chinese Banking Industry Practitioner Qualification Certification Examination-Personal Finance 2013 Edition
3) "Banking Industry Professional Practice"-Risk Management corresponds to the Chinese Banking Industry Practitioner Qualification Certification Examination Textbook-Risk Management 2013 Edition
4) "Professional Practices in the Banking Industry" - Personal Loans Corresponding to the Qualification Certification Examination Materials for Chinese Banking Practitioners - Personal Loans 2013 Edition
5) "Professional Practices in the Banking Industry" 》-Company Credit Corresponds to China Banking Practitioner Qualification Certification Exam Textbook - Corporate Credit 2013 Edition
Please adopt it if you are satisfied, thank you~
Ten 2017 Banking Practitioner Qualification Examination Textbook 2015 Edition, 2016 Can I use the "Banking Industry Laws, Regulations and Comprehensive Ability" printed in 2015?
The "Banking Industry Laws, Regulations and Comprehensive Ability" tutorial material is the 2015 edition of "Banking Industry Laws, Regulations and Comprehensive Ability" published by China Financial Press. This textbook is suitable for beginners and intermediate students.
"Professional Practice in Banking Industry"-Personal Financial Management Coaching Textbook is the 2015 edition of "Personal Financial Management" (Elementary Level) published by China Financial Publishing House. ——233 online banking channel.
"Credit Cards Are What You Play: 268 Tips to Save Money, Make Money, Loans, and Increase Your Limit (2nd Edition)" read online, please ask for Baidu Cloud resources
Credit Cards are what you play for: 268 Tips to Save Money, Make Money, Loans, and Increase Your Credit Limit (2nd Edition)" (Long Fei) e-book network disk download for free online reading
Link:
Extraction code: wmtt
Book title: "Playing with Credit Cards: 268 Tips to Save Money, Make Money, Loans, and Increase Your Limit (2nd Edition)"
Author: Long Fei
Translator:
Douban rating: 5.0
Publisher: People's Posts and Telecommunications Publishing House
Publication year: 2016-12
Number of pages : 280
Content introduction: "Credit Cards Are What You Play: 268 Tips to Save Money, Make Money, Loans, and Increase Your Limit (2nd Edition)" is an upgraded version of the best-selling book "Credit Cards Are What You Play". This purely skill-based credit card guide has been upgraded from the original 208 useful tips to 268. It focuses on adding practical credit card operation skills such as online banking, mobile banking, WeChat banking, 51 Credit Card Manager, and APP management software.
"Playing with Credit Cards: 268 Tips to Save Money, Make Money, Loans, and Increase Limits (2nd Edition)" is explained from two lines: one is the skill line, focusing on card selection, card application, card swiping, card use, and earning Points, maintaining credit, increasing limits, installment consumption, strictly controlling repayments, ensuring safety, etc.; the other is the practical line, which explains the specific operations of online banking, mobile banking, 51 Credit Card Manager, and WeChat banking through step-by-step practice. Learn what’s new with credit cards. "Playing with Credit Cards: 268 Tips to Save Money, Make Money, Loans, and Increase Limits (2nd Edition)" is suitable for reading by individuals and companies engaged in credit card-related industries, as well as white-collar workers and working-class people who want to apply for credit cards. It is especially suitable for people who want to apply for credit cards. Users who try to use online banking, mobile banking, WeChat banking, APP management software, etc. to operate and manage credit cards can also be used as teaching materials for various banks, financial institutions or large companies to train, guide and communicate with customers.
About the author: Long Fei. Credit card expert, with more than 10 years of card playing experience, user of China Construction Bank Platinum Credit Card and China Merchants Bank Golden Sunflower Credit Card. He was once a super member of the financial management club jointly established by Hunan's mainstream media "Xiaoxiang Morning News" and Hunan's influential government news website - Red Net. He has many years of practical experience in the use of credit cards, and has planned, organized and compiled best-selling books on credit cards.
"Playing with Credit Cards: 268 Tips to Save Money, Make Money, Loans, and Increase Limits (2nd Edition)" epub download and read online, please ask for Baidu Netdisk cloud resources
"Playing Credit Card: 268 Tips to Save Money, Make Money, Loans, and Increase Your Credit Limit (2nd Edition)" (Long Fei) e-book network disk download for free online reading
Resource link:
Link:
Password: dfac
Book title: Playing with Credit Cards: 268 Tips to Save Money, Make Money, Loans, and Increase Your Limit (2nd Edition)
Author: Long Fei
Douban rating: 5.0
Publisher: People's Posts and Telecommunications Publishing House
Publication year: 2016-12
Page Number: 280
Content introduction:
"Credit Cards Are What You Play: 268 Tips to Save Money, Make Money, Loans, and Increase Your Limit (2nd Edition)" is the best-selling book "Credit Cards Are What You Play" The upgraded version of "Credit Card", as a pure skill-based credit card guide, has been upgraded from the original 208 useful tips to 268, focusing on adding practical credit card skills such as online banking, mobile banking, WeChat banking, 51 Credit Card Manager, APP management software, etc. Operation skills. "Playing with Credit Cards: 268 Tips to Save Money, Make Money, Loans, and Increase Limits (2nd Edition)" is explained from two lines: one is the skill line, focusing on card selection, card application, card swiping, card use, and earning Points, maintaining credit, increasing limits, installment consumption, strictly controlling repayments, ensuring safety, etc.; the other is the practical line, which explains the specific operations of online banking, mobile banking, 51 Credit Card Manager, and WeChat banking through step-by-step practice. Learn what’s new with credit cards. "Playing with Credit Cards: 268 Tips to Save Money, Make Money, Loans, and Increase Limits (2nd Edition)" is suitable for reading by individuals and companies engaged in credit card-related industries, as well as white-collar workers and working-class people who want to apply for credit cards. It is especially suitable for people who want to apply for credit cards. Users who try to use online banking, mobile banking, WeChat banking, APP management software, etc. to operate and manage credit cards can also be used as teaching materials for various banks, financial institutions or large companies to train, guide and communicate with customers.
About the author:
Long Fei. Credit card expert, with more than 10 years of card playing experience, user of China Construction Bank Platinum Credit Card and China Merchants Bank Golden Sunflower Credit Card. He was once a super member of the financial management club jointly established by Hunan's mainstream media "Xiaoxiang Morning News" and Hunan's influential government news website - Red Net. He has many years of practical experience in the use of credit cards, and has planned, organized and compiled best-selling books on credit cards.
Does Bank of China personal commercial loan support printing settlement certificates?
Printing settlement certificates for Bank of China personal commercial loans:
The Bank of China commercial loans you handle with Bank of China support the issuance of settlement certificates.
The application methods specifically include the following situations:
1. For loans processed through Bank of China branches, you can go to the Bank of China loan agency and bring your ID card and loan contract. Apply for issuance of a settlement certificate.
2. For loans processed through electronic channels such as Bank of China mobile banking and loans processed through Bank of China branches, you can go to the nearest branch with your ID card and print the settlement certificate at the Bank of China smart counter. .
The above content is for your reference, please refer to actual business regulations.
Where can I check loan information on Bank of China Personal Mobile Banking?
Loan information inquiry of Bank of China Personal Mobile Banking:
Log in to Bank of China Personal Mobile Banking and go to “Homepage-Loans-My Loans (or directly search for “My Loans” on the homepage)” - Select the corresponding loan - After entering the loan details page, click the three dots in the upper right corner - "View Contract" function to query the loan status, including historical repayment, overdue, remaining repayment plan, loan limit, and contract information. Also It is possible to change the repayment account and repay in advance.
Tips: This function only supports the query of personal loan electronic loan contracts processed through Bank of China Electronic Banking. It is temporarily unable to query the contracts signed by your offline branches of Bank of China. . And this function allows you to query the payment records of the loan account involved in the contract within two years, and the span of each query is 6 months.
After the interest rate changes, you can query the remaining repayment plan. The relevant repayment plan will change accordingly. If you want to inquire about the original plan and other information, you need to contact the Bank of China loan account bank.
The above content is for your reference. Please refer to the actual business regulations.
That’s it for the introduction of Yincong personal loan e-book