The number of repayments exceeds the limit, which means that the number of credit card repayments in the current month exceeds the specified number of repayments. Different banks have different restrictions on the repayment times of credit cards in a month, but general banks stipulate that the same credit card cannot be repaid more than three times in a month, in order to control risks. If the number of credit card repayments exceeds the limit in the current month, the cardholder needs to call the customer service phone of the credit card to apply for lifting the repayment limit, and then repay the credit card by other means.

Exceeding the repayment times can easily lead to overdue credit cards. The consequences of overdue repayment of credit cards are serious, and overdraft consumption should be moderate. Although the biggest feature of credit card is overdraft function, it actually constitutes the loan relationship between customers and banks. Failure to repay at maturity may not only cause legal disputes, but also bear high penalty interest. The most important thing is to form a bad credit record, which will adversely affect future work and life.

If the repayment times exceed the limit, you can choose to repay next month, or you can choose different repayment methods to try to repay. Repayment can be completed through online banking, ATM and other channels. A few banks such as ICBC, ABC, Bank of Communications and ABC have no restrictions on the number of repayments; Guangfa Bank and China Construction Bank stipulate that the number of repayments on the same day cannot exceed 3 times, but it can be repaid multiple times in one month; There are also many banks that stipulate that the same credit card cannot be repaid more than three times a month.