Generally speaking, in the same bill, the repayment order is annual fee, interest, installment or withdrawal fee, withdrawal principal and credit card consumption principal. A related person from the credit card department of a joint-stock bank said that if the cardholder withdraws cash and spends it by credit card in the same billing cycle, the money deposited at the time of repayment will give priority to repaying the interest, handling fee and withdrawal principal, and the remaining amount will be repaid by credit card. However, if the withdrawal date is in the next billing cycle, you need to repay the credit card consumption arrears in the previous period first, and then repay the interest, handling fee and principal of the current withdrawal.

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