Current location - Trademark Inquiry Complete Network - Overdue credit card - I have a mortgage from China Construction Bank, and the deduction period is the 27th of every month. I forgot to deposit it, and I deposited it at 2 a.m. on the 28th. Will there be any bad records?
I have a mortgage from China Construction Bank, and the deduction period is the 27th of every month. I forgot to deposit it, and I deposited it at 2 a.m. on the 28th. Will there be any bad records?

Failure to repay the loan on time may result in penalty interest and affect your personal credit record. Please ensure that the debit account has sufficient funds before the repayment date. If it is overdue, please deposit funds into the loan deduction account as soon as possible, and then observe whether the deduction is made up. If the deduction is unsuccessful or the repayment cannot be made in time, please contact the loan agency as soon as possible on working days for verification.

If you need the contact information of the loan agency, you can inquire through the "Personal Loan Outlets" function at the bottom left of the "Deposits, Loans and Bank Cards" menu on the homepage of the CCB official website, or follow the "China Construction Bank Customer Service" public No., enter "personal loan branch" to query.

(In case of business changes, please refer to the actual situation.)