To apply for a credit card, you can go to the counters of major banks with your ID card. You can also log in to the major banks in official website to apply online, fill in the relevant information and submit it. You can also directly pay attention to the official WeChat account of the bank, and then apply in the official WeChat account.
Credit card is an unsecured and unsecured credit loan issued by banks to individuals, which is issued in the form of cards. Anyone 18 years old or above, who has a job and a fixed income can apply. Where can I get a credit card? Generally speaking, there are the following channels for handling credit cards:
1. Bring your ID card to the bank counter. The amount of the card depends on your dealings with the banking business, that is, your financial strength.
2. Every bank has an official credit card WeChat official account, and the custom menu in the official WeChat account will have the column "I want to apply for a card". Or directly reply to the card type. Enter the card processing interface, select the card to be processed, and fill in the information.
3. Customers with online banking or mobile banking can also log in to the bank official website or download the mobile banking client, and then select a favorite credit card on the "Credit Card" page of online banking or mobile banking to apply, fill in relevant information and submit it.
4. You can also find a card specialist to handle the card at home, and the bank will promote the credit card. There will be a card specialist at home to handle the card on behalf of the bank, which is convenient for everyone to apply for a credit card.
Where can I get a credit card?
There are two main ways to handle credit cards: 1, counters of major banks. 2. app online application of major banks. It should be noted that when applying at a bank outlet, you need to bring your ID card, proof of work and fill out a credit card application form. After submitting the materials to the bank outlets, the branches and sub-branches will send them to the head office, and the head office can only complete the examination and approval after qualification examination.
There are two main ways to handle credit cards:
1. Applicants can bring their ID cards to the counters of major banks.
2. Applicants can log on to major banks to apply online in official website. Taking China Industrial and Commercial Bank as an example, the specific operation methods are as follows:
(1) Open China Industrial and Commercial Bank official website and click "Credit Card".
(2) Click "Credit Card Application".
(3) After selecting the type to be applied.
(4) After filling in the relevant information, click "Next" to enter "Application Confirmation". Complete the application.
Version information: Take China Industrial and Commercial Bank version 7.0. 1.2.5, Apple13 (IOS15.3.1system) and Huawei mate40(HarmonyOS2 system) as examples.
On the front of the credit card, there will be the name and logo of the issuer, holographic anti-counterfeiting mark, English or pinyin name, activation date and effective date, and a chip will be attached to the card surface. Chip account and card magnetic stripe account are two relatively independent accounts.
Where can I get a credit card?
Credit cards can be handled in many places or even online. It is very convenient to apply for a credit card now. There are two main methods.
1. Go to the bank.
There may be China Construction Bank or China Rural Commercial Bank in front of your house. There are many choices for which bank to handle what business, depending on your personal preferences. If you want to go to the bank, first of all, you must wear a mask and prepare the health password, otherwise, you will never get into the bank. Second, there are many types of bank cards. First of all, you have to find out whether you are a student or have already worked, which is related to how many loans you can get with your credit card. Of course, students advise against loans. I have a credit card for students here:
Secondly, if you are a student, you need to bring your student ID card, ID card and all-in-one card, download the corresponding APP from the bank, and have a prepared mobile phone number. During this period, the staff will ask you to fill in the information and teach you step by step. Secondly, the staff will ask you if you want to handle all kinds of business. It depends on your own choice. If you are not a student and have already worked, you can handle it directly and bring your ID card.
2. Online processing
Online processing is not as efficient as offline processing, because you have to make an appointment and you can only handle it after the appointment is successful. The process is as follows: first, you should log in to your online bank, click "Credit Card Service" in the menu of the trading area, then you can click Apply for it, and then fill in all kinds of information. Fill it out and click Apply, and the system will help you review it. Then in a few days, you will send a text message to see if the processing is successful, and then you will receive your bank credit card.
If you want to deposit money by credit card, I suggest you deposit it regularly, otherwise you can't save it (I have suffered), and deposit some money regularly. Then, look around your home and open the map. Maybe you will find it easily.
This concludes the introduction of where to get a credit card and where to get a credit card with poor credit information. I wonder if you have found the information you need?