You can buy a car with a credit card. You can choose to pay in full or by installment. But relatively speaking, installment payment may be cheaper than full payment. Many people find the full payment more convenient. In fact, the full handling fee is more expensive because it is more complicated.

First, the credit card installment car purchase process

1. Submit the application. After buying a car, I expect to fill in the Application Form for Automobile Consumption Loan and the Credit Status Questionnaire, and submit relevant personal certificates to the loan bank;

2. The bank conducts pre-loan investigation and approval. If the borrower meets the loan conditions, the bank will promptly notify the borrower to fill in various forms;

3. Notify the borrower to sign the loan contract, guarantee contract and mortgage contract, and go through the mortgage registration and insurance procedures;

4. Bank loan (directly transferred from the bank to the car dealer's account)

5. The borrower pays the down payment to the car dealer, and handles the car pick-up formalities with the passbook and the car pick-up note issued by the bank.

2. Which bank's credit card is easy to handle?

1, Bank of Communications, the credit card threshold of Bank of Communications is very low, you only need to provide your ID card and your work certificate (such as work permit, label or stamped unit income certificate, even the original business card and a copy of the institution card);

2. China Merchants Bank Credit Card: China Merchants Bank is the first credit card brand in China, but friends who hold credit cards have credit cards from this bank, also because its approval card threshold is not high. However, the limit is high or low, which of course basically determines the applicant's property and income;

3. China Everbright Bank: The credit card application of China Everbright Bank is also very good. It has a low threshold for handling cards, and has the reaction of card friends, and it has passed the application without submitting work certificates and property certificates;

4. Minsheng's credit card: It is difficult for Minsheng Bank to apply for a card, and you are not from this city and don't recognize the current card. Some discriminate against rural household registration personnel, but other banks with opposite quotas are higher;

5. China Industrial and Commercial Bank: China Industrial and Commercial Bank can be said to be one of the top four state-owned banks to apply for credit cards, but these cards have a higher threshold, but they are issued first.