The card holder’s family members may be called, but they will not be called initially if the card holder is overdue. If the cardholder deliberately avoids reminders by changing his address and mobile phone contact information to avoid bank reminders, the collector's phone will call his family or people in his address book.

After a credit card is overdue, banks generally only collect money from the cardholder. Because credit card debt is a personal debt, banks are not obliged to pursue and harass the cardholder's family and relatives, but if the cardholder is overdue for a long time or deliberately fails to pay, the bank will outsource the demand to a third party, and the third party will not Will be as docile as bank needs. Not only did they call their families, they even threatened them.

What are the consequences of overdue credit cards?

1. The fine will be doubled from the overdue date.

2. It will affect personal credit report.

3. Suspected of credit card fraud, criminal liability shall be pursued in accordance with the law.