1. The application form is completed. Fill in the application information carefully to avoid mistakes and omissions. It is best to choose the address of the work unit as the mailing address of the credit card. If you have a fixed telephone, you must fill in the fixed telephone number to show the stability of your work.

2. Provide sufficient financial proof. Wage flow, real estate certificate, automobile production certificate, financial management certificate, etc. Can prove the repayment ability, so it is easier for banks to apply for cards.

3. Deal with cards with cards. Through the existing credit card limit and repayment record, the bank can know your repayment ability and credit, which is also helpful for issuing cards.

4. The credit record must be good. If it is overdue, it will be much more difficult to apply for a card. You must repay in full and on time, and keep a good credit record.