Lacarra's credit card repayment business only includes China Construction Bank (which pays by credit card free of charge), China Bank (except Shenzhen), Agricultural Bank, Bank of Communications, Industrial and Commercial Bank of China and Bank of Beijing, among which the credit card repayment fee is temporarily implemented at the preferential promotion price of 2 yuan/pen, and other banks have no handling fee.
Quota recovery time:
Real-time: China Merchants Bank (national), Minsheng Bank (national), Industrial Bank (national), Guangfa Bank (national), Jiangsu Bank (national), Nanjing Bank (national), Bank of Ningbo (national), China CITIC Bank (national), Shenzhen Development Bank (national), Ping An Bank (national), China Everbright Bank (except Guangdong,
T+ 1 (natural day): Shanghai Pudong Development Bank (nationwide), Huaxia Bank (nationwide), bank of dalian (nationwide), Chengdu Rural Commercial Bank (nationwide) and China Merchants Bank (Guangdong, excluding Shenzhen).
T+ 1 (working day): Bank of Shanghai (Shanghai), Bank of Wenzhou (national), Bank of Changsha (national), Agricultural Bank (national) and Bank of East Asia (national).
T+2 (working days): Baotou Commercial Bank (nationwide), Bank of China (nationwide), Industrial and Commercial Bank of China (nationwide) and Citibank (nationwide).
T+2 (Natural Day): China Construction Bank (National)
T+3 (working day): China Everbright Bank (in Guangdong, excluding Shenzhen) and Guangzhou Bank (nationwide).
23 o'clock is the bank settlement point. Transactions before 23 o'clock every day are counted as transactions of the day, and transactions after 23 o'clock are counted as transactions of the next day. Working day: refers to a day other than Saturday, Sunday and legal holidays.
The recovery time of the quota is calculated from the day after the transaction completion date. In order to ensure the normal use of your credit card and avoid delaying repayment due to misunderstanding, it is recommended that you complete the repayment three working days before the final repayment date. The recovery time of the quota will be adjusted with the notice of each bank.
Lacarra, wish you a happy life!