Credit card overdue calls can be ignored. But not answering the phone may bring some consequences. The following is a detailed explanation of this conclusion:

First of all, credit card overdue collection is a phone call from a bank or collection company to collect overdue payments. Customers can choose not to answer, but doing so may lead to a series of problems.

Secondly, failing to answer the phone within the time limit may lead the bank or the collection company to take further action. They may send overdue reminders and even submit the case to the legal department. This will bring more troubles and troubles to customers.

In addition, overdue phone calls may also have a negative impact on personal credit records. Banks or collection companies can submit overdue records to credit reporting agencies, which will affect customers' ability to apply for credit or loans in the future.

To sum up, although you can choose not to answer overdue calls from your credit card, it may bring many adverse consequences, including further litigation, legal treatment, and damage to your credit history. Therefore, customers are advised to cooperate with banks or collection companies as much as possible to solve overdue problems and avoid unnecessary consequences.

Extended data:

Overdue collection of credit cards is a serious problem. According to relevant regulations, banks and collection companies have the right to collect money by phone or letter. Overdue repayment may not only lead to high late fees, but also affect personal credit records and credit scores. Therefore, overdue customers should get in touch with banks or collection companies in time and make repayment plans as soon as possible to avoid more serious consequences. At the same time, customers can also complain about the collection behavior and protect their rights within the scope of law.

Summary:

You can choose not to answer the overdue phone call of your credit card, but this may lead to further actions and affect your personal credit record and credit score. Customers are advised to actively cooperate with banks or collection companies to solve overdue problems and avoid unnecessary troubles and influences.

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