Your credit card billing date is 15 every month, so the repayment date is the 3rd (3 1 day in a month) or 4th (30 days in a month) of the following month.

For example, you swiped the card in September of 16, and it was included in the current bill of June of 15, and the final repayment date was165438+1October 3. If 5000 yuan is returned before the repayment date, the remaining 5000 yuan will generate interest. Because you have paid the minimum repayment, it is not overdue.