Counter and ATM. The capital account of CITIC Bank can be withdrawn at the bank counter or directly at the ATM. If the general withdrawal amount is less than 20,000 yuan, you can withdraw money from the ATM. If it is 20,000 to 65,438+10,000 yuan, you can ask the staff to pick it up at the counter. 100000 yuan or more, you need to make an appointment in advance.